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4234 27th AVE NE, Naples, FL, 34120

4beds
3baths
1,774sqft
$580,000
$327price/sqft
$4,117/moest. monthly cost
$164,680/yrincome needed

About This Home

Better than new and loaded with upgrades, this move in ready home sits on a beautiful 1.14-acre on a desirable southern rear exposure lot. Built to current Florida construction standards with impact resistant doors and windows throughout, this property offers the perfect combination of modern living, privacy, and space to enjoy the Florida lifestyle. The open floor plan features 4 spacious bedrooms, 3 full bathrooms, quartz countertops, a waterfall island, soft close cabinetry, stainless steel appliances, custom closet systems throughout each closet, LED bathroom mirrors, under cabinet lighting, and a whole house reverse osmosis system. Washer and dryer are included. Additional upgrades include an epoxy garage floor, pull down attic access, newly installed privacy fence, extended driveway pavers, an expanded paver patio, and a covered lanai with new ceiling fans, outdoor sink, and countertop area perfect for entertaining. Enjoy the freedom of 1.14 acres with plenty of room for a pool, guest house, workshop, RV, boat, or all your recreational toys. Surrounded by beautiful natural scenery and offering exceptional privacy, this property has no HOA restrictions and is ideally located near some of Naples' fastest growing areas, with convenient access to shopping, dining, schools, Ave Maria, and Southwest Florida's world-famous beaches. Priced to sell and truly move in ready, this is not your typical new construction home. The builder thought of everything, and the owners have added even more value with thoughtful upgrades throughout.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
8/10
6/10

Construction

Condition

  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Concrete Block
  • Roof: Shingle
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Cooktop,Dishwasher,Dryer,Microwave,Refrigerator/Icemaker,Reverse Osmosis,Self Cleaning Oven,Oven,Washer
  • Laundry features: Inside,Laundry Tub

Bedroom

  • Features: First Floor Bedroom, Master BR Ground

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: Dining - Family, Eat-in Kitchen

Features

  • Built-In Cabinets,Laundry Tub,Pull Down Stairs,Smoke Detectors,Tray Ceiling(s),Walk-In Closet(s),Home Office,Laundry in Residence,Open Porch/Lanai
  • Door features: Impact Resistant Doors
  • Window features: Impact Resistant Windows
  • Flooring: Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,950
  • Total interior livable area: 1,774 sqft

Kitchen

  • Features: Island

Property

Details

  • Parcel number: 40068920001

Features

  • Stories: 1
  • Patio & porch: Open Porch/Lanai
  • Exterior features: Outdoor Kitchen
  • Fencing: Fenced
  • Has view: Yes
  • View description: Trees/Woods
  • Waterfront features: None

Lot

  • Lot size: 1.14 Acres
  • Features: Oversize

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Wildfire
    WildfireRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Hurricane
Inland Flooding
Wildfire
Coastal Flooding
Cold Wave
Heat Wave
Tsunami

FEMA Declared Disasters in Collier County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,932$35,184
Home Insurance *$386$4,632
Property Taxes $602$7,224
Electricity $197$2,366
Total$4,117$49,404
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$141,154/yr
40% on housing$123,510/yr
45% on housing$109,786/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$327This listing

vs Other Active Listings

Avg $/sqft

ZIP 34120$338
Collier County$526

vs Homes Sold Last Month

Median $/sqft

ZIP 34120$316
Collier County$385

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-17Pending sale$580,000
2026-07-30Price change$580,000
2026-06-22Pending sale$585,000
2026-06-06Listed for sale$585,000
2026-03-31Sold$580,000
2026-03-10Pending sale$600,000
2026-02-27Listed for sale$600,000
2026-02-25Listing removed$630,000
2025-11-24Listed for sale$630,000
2025-11-20Listing removed$630,000
2025-08-28Listed for sale$630,000
2025-08-25Listing removed$630,000
2025-08-22Price change$630,000
2025-06-20Price change$639,000
2025-05-08Price change$639,900
2025-03-26Price change$630,000
2025-02-25Listed for sale$619,000
2022-06-14Sold$92,000
2018-03-22Sold$20,000
2002-09-11Sold$30,000

New Construction

AgentJessica Diaz
BrokerageJohn R Wood Properties

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