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55 N Dyer Drive, Hampstead, NC, 28443

4beds
4baths
2,941sqft
$535,000
$182price/sqft
$3,351/moest. monthly cost
$134,040/yrincome needed

About This Home

Welcome to Bridgewater Landing -- where coastal convenience meets comfortable living! This beautiful Gaston floor plan offers 4 bedrooms, 3.5 baths, and a thoughtfully designed layout with plenty of space for everyday living, entertaining, and relaxing. Located just minutes from the water, Surf City, and Topsail Island beaches, this home offers the ultimate coastal lifestyle The open-concept main living area features a spacious living room with fireplace, dining area, and kitchen designed for gathering. The kitchen includes upgraded cabinetry with soft-close drawers, a large island, quartz counters, premium appliances and pantry storage. The first-floor owner's suite provides a private retreat with an en suite bathroom featuring a tiled walk-in shower and dual vanity sinks. Upstairs, you'll find a spacious retreat offering endless possibilities. With a designated study, and three additional bedrooms, including one with a private full bathroom and walk-in closet-provide room for everybody. An additional room above the garage was recently updated with LVP flooring providing even more space and versatility and can be used as a home office, workout space, reading area, hobby room, or additional living space to fit your needs. Enjoy outdoor living in the fully fenced backyard with no neighbors directly behind the property, offering privacy and space to create your own outdoor retreat. The Bridgewater Landing community features amenities including a pool, playground, and common areas for residents to enjoy. Conveniently located near shopping, dining, beaches, and all that Hampstead and the surrounding coastal communities have to offer. Don't miss the opportunity to make 55 North Dyer Drive your new coastal home!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

7/10
Surf City ElementaryGrades PK-54.8 mi
9/10
Surf City MiddleGrades 6-84.7 mi
8/10
Topsail High SchoolGrades 9-123.1 mi

Construction

Condition

  • Year built: 2025

Materials

  • Foundation: Slab
  • Roof: Architectural Shingle
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,Built-In Microwave,See Remarks,Dishwasher
  • Laundry features: Dryer Hookup,Washer Hookup,Laundry Room

Basement

  • Basement: None

Bathroom2

  • Level: First

Bathroom3

  • Level: Second

Bathroom4

  • Level: Second

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Bonus Room

  • Level: Second

Dining Room

  • Level: First

Features

  • Master Downstairs,Walk-in Closet(s),Kitchen Island,Ceiling Fan(s),Pantry,Walk-in Shower,Blinds/Shades,Gas Log,Walk-In Closet(s)
  • Flooring: LVT/LVP,Carpet,Tile
  • Fireplace features: Gas Log
  • Fireplace: Yes
  • Attic: Partially Floored,Pull Down Stairs

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,941
  • Total interior livable area: 2,941 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Media Room

  • Level: Second

Office

  • Level: Second

Property

Details

  • Parcel number: 42142440990000
  • Zoning: RP
  • Special condition: Standard

Features

  • Levels: Two
  • Patio & porch: Covered,Front Porch,Rear Porch
  • Exterior features: Irrigation System,Gas Log
  • Fencing: Back Yard,Wood,Fenced
  • Has view: Yes
  • View description: None
  • Frontage type: See Remarks
  • Living area range: 2800 - 2999

Lot

  • Lot size: 0.39 Acres
  • Features: Sprinklers in Front
  • Lot size dimensions: 80.18' x 234' x 43' x 77' x 260'

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,On Street,Garage Door Opener,On Site,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Winter Weather
Coastal Flooding
Cold Wave
Heat Wave
Inland Flooding
Ice Storm
Strong Wind

FEMA Declared Disasters in Pender County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,705$32,460
Home Insurance *$128$1,536
Property Taxes $245$2,940
Electricity $273$3,287
Total$3,351$40,212
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$114,891/yr
40% on housing$100,530/yr
45% on housing$89,360/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.7%
-1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$182This listing

vs Other Active Listings

Avg $/sqft

ZIP 28443$270
Pender County$320

vs Homes Sold Last Month

Median $/sqft

ZIP 28443$220
Pender County$217

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-01Listed for sale$535,000
2025-04-15Sold$515,000
2025-02-25Contingent$505,000
2025-02-25Listed for sale$505,000

For Sale by Agent

AgentTamara Fosdick
BrokerageBerkshire Hathaway HomeServices Carolina Premier Properties

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