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117 E Dowry Creek, Belhaven, NC, 27810

4beds
3baths
3,625sqft
$720,000
$199price/sqft
$4,738/moest. monthly cost
$189,520/yrincome needed

About This Home

Belhaven, known as the beautiful harbor town of North Carolina's ''Inner Banks,'' offers the perfect blend of coastal charm, boating lifestyle, fishing, and peaceful waterfront living. Nestled along the northern shores of the Pungo River near the Intracoastal Waterway and Pamlico Sound, this completely renovated showplace is nothing short of extraordinary. Just a short walk to the marina, this stunning home combines luxury, comfort, and the relaxed elegance of coastal living. Step through the breathtaking custom wood double doors with elaborate glass detailing and prepare to be amazed by the dramatic 18' vaulted ceiling and the showstopping centerpiece of the home -- a massive two-tier 60-inch wagon wheel chandelier featuring an incredible 54 lights that beautifully illuminates the grand parlor. Throughout the remainder of the home, soaring 10-foot ceilings create an open, airy atmosphere filled with elegance and natural light. Every inch of this home has been thoughtfully redesigned with upscale finishes and modern sophistication. The chef's kitchen is a dream, featuring an abundance of cabinetry, gorgeous quartz countertops, designer tile backsplash, brand-new appliances, and a gas range. The kitchen flows effortlessly into the spacious great room highlighted by a sleek 72-inch modern electric fireplace with a floating wood mantle, creating the perfect gathering space for entertaining or relaxing. A large dining area connects the spaces beautifully, while an additional formal dining room offers flexibility for hosting holidays and special occasions. The sunroom, positioned just behind the parlor, is filled with natural light from an entire wall of windows overlooking the serene and private backyard -- the perfect place to enjoy peaceful mornings or evening sunsets. The primary suite is absolutely massive and serves as a luxurious retreat. The spa-inspired ensuite bath showcases stunning marble-look glass tile flooring and shower walls that combine the luminous elegance of glass with sophisticated marble veining. The oversized zero-entry walk-in shower is designed for a future glass enclosure and features a high-tech smart shower system complete with music, LED lighting, rainheads, and modern controls. Body sprayers and additional shower heads finish this amazing shower. A soaking tub and gorgeous custom double vanity complete this truly one-of-a-kind bathroom. Three additional bedrooms provide plenty of space, including a front bedroom with views of the Pungo River, making it an ideal home office or flex space. The beautifully remodeled second full bath and half bath continue the home's high-end finishes and attention to detail. Additional features include a laundry room, exercise room, new driveway, roof replaced in 2023, and two new heat pumps installed in 2025. Located within walking distance to Dowry Creek Marina, residents enjoy easy access to boat slips, a pool, and marina store, with a new restaurant planned for opening next year. Whether you are seeking a primary residence, luxury coastal retreat, or boating paradise, this exceptional property delivers an unmatched lifestyle in one of Eastern North Carolina's most charming waterfront communities. Flood insurance required. *no sign in the yard, signs not permitted in the subdivision.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

6/10
Northeast ElementaryGrades PK-89.4 mi
5/10
Northside HighGrades 9-1210.6 mi

Construction

Condition

  • Year built: 1999

Materials

  • Foundation: Crawl Space
  • Roof: Architectural Shingle
  • Construction materials: Fiber Cement,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Microwave,Refrigerator,Dishwasher,Gas Range
  • Laundry features: Laundry Room

Bedroom2

  • Level: First

Bedroom3

  • Level: First

Bedroom4

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Features

  • Master Downstairs,Walk-in Closet(s),Vaulted Ceiling(s),High Ceilings,Entrance Foyer,Ceiling Fan(s),Pantry,Walk-in Shower,Blinds/Shades,Walk-In Closet(s)
  • Flooring: LVT/LVP,Carpet,Tile,Wood
  • Attic: Access Only

Great Room

  • Level: First

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 3,625
  • Total interior livable area: 3,625 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Other

  • Level: First

Sunroom

  • Level: First

Property

Details

  • Parcel number: 7635182026
  • Zoning: SFR
  • Special condition: Standard

Features

  • Levels: One
  • Patio & porch: Deck
  • Fencing: None
  • Has view: Yes
  • View description: Water
  • Water view: Water
  • Frontage type: See Remarks
  • Living area range: 3500 - 3999

Lot

  • Lot size: 0.66 Acres
  • Features: Navigable Water
  • Lot size dimensions: Slightly irregular

Parking

  • Total spaces: 2
  • Parking features: Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Hurricane
    HurricaneVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Winter Weather
Lightning
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters in Beaufort County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,640$43,680
Home Insurance *$413$4,956
Property Taxes $348$4,176
Electricity $337$4,051
Total$4,738$56,856
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$162,445/yr
40% on housing$142,140/yr
45% on housing$126,346/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.2%
5.2%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$199This listing

vs Other Active Listings

Avg $/sqft

ZIP 27810$200
Beaufort County$220

vs Homes Sold Last Month

Median $/sqft

ZIP 27810
Beaufort County$166

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-22Listed for sale$720,000
2022-07-15Sold$187,500

For Sale by Agent

AgentFelecia Langley Real Estate Group
BrokerageLegacy Premier Real Estate, LLC

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