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11904 THORNCREST DRIVE, Spring Hill, FL, 34610

4beds
3baths
2,046sqft
$399,900
$195price/sqft
$3,001/moest. monthly cost
$120,040/yrincome needed

About This Home

Ready for your own backyard oasis!! This two story 4-Bedroom, 2.5 bath + loft + water filtration system + Modern Luxury Upgrades + backyard oasis home welcomes you!!. Step inside to discover an open-concept floor plan where the living, dining, and kitchen spaces flow seamlessly. The chef’s kitchen is a centerpiece, boasting granite countertops, rich wood cabinetry, stainless steel appliances, and a large island that’s perfect for entertaining. The bright living room is elevated with tall ceilings, elegant lighting, and expansive windows that flood the space with natural light. Upstairs, let's start with a nice cozy loft, then retreat to your private owner’s suite with a walk-in closet and ensuite bath. Three additional spacious bedrooms provide flexibility for family, guests, or a dedicated home office. Your outdoor oasis awaits—enjoy full privacy with the brand new fence and the custom-designed patio with a jacuzzi, gazebo, professional lighting, and lush landscaping and turf ($50K+ value), perfect for relaxing evenings or weekend gatherings. Additional highlights include: - New washer and dryer - New Whole-home water filtration system - - Prime location near top schools, shopping, dining & major highways This home is move-in ready and designed for today’s lifestyle. The HOA fee includes internet/cable services and common area maintenance. Don’t miss the chance to live in a nearly new, luxury-upgraded home—schedule your private showing today!

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

4/10
Crews Lake K-8 SchoolGrades 6-84.4 mi
6/10
Land O' Lakes High SchoolGrades 9-124.9 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Exhaust Fan,Microwave,Range,Refrigerator,Washer,Water Filtration System
  • Laundry features: Laundry Room

Bathroom1

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Features

  • Other
  • Flooring: Ceramic Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,046
  • Total interior livable area: 2,046 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: Second

Property

Details

  • Parcel number: 182510001.0000.00076.0
  • Zoning: RMH
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Garden,Lighting

Lot

  • Lot size: 4,400 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Cold Wave
Lightning
Strong Wind
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Pasco County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$271$3,252
Property Taxes $503$6,036
Electricity $205$2,470
Total$3,001$36,012
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$102,891/yr
40% on housing$90,030/yr
45% on housing$80,026/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.8%
15.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.5%
5.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$195This listing

vs Other Active Listings

Avg $/sqft

ZIP 34610$183
Pasco County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 34610$200
Pasco County$204

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-08Price change$399,900
2026-06-19Listed for sale$405,000
2026-03-13Listing removed$410,000
2026-01-22Price change$410,000
2026-01-05Listed for rent$750
2025-12-09Price change$420,000
2025-11-05Price change$430,000
2025-10-10Listed for sale$450,000
2025-08-25Listing removed$2,800
2025-08-20Listed for rent$2,800
2023-11-03Sold$369,400

For Sale by Agent

AgentMaria Urbano
BrokerageUS INTERAMERICAN REALTY LLC

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