38905 Harlow Rose Dr, Zephyrhills, FL, 33540
About This Home
Experience the ideal mix of modern style and tranquil living in this beautiful, energy-efficient 4-bedroom, 2-bathroom home featuring spray foam insulation and a smart thermostat. The open-concept layout is centered around a contemporary chef’s kitchen, complete with expansive granite countertops, stainless steel appliances, a walk-in pantry, and plenty of storage. Relax in the generous primary bedroom, which boasts a spacious bathroom with dual vanities and a large walk-in closet. Three additional flexible bedrooms have plenty of space for a home office, hobby room, or expanding family, while the second bathroom also features dual vanities to make busy mornings easier. Modern touches like upgraded lighting and ceiling fans are found throughout the home. Conveniently located in a high-growth area of Zephyrhills, you'll enjoy proximity to The Grove at Wesley Chapel, upscale dining and shopping at the Shops at Wiregrass, and upscale shopping at the Tampa Premium Outlets. You'll also have easy routes to downtown Tampa via US 301, I-75, and SR-56. For outdoor enthusiasts, the nearly 3,000 acres of hiking and kayaking at Hillsborough River State Park are just a short drive away. Enjoy the financial perk of zero CDD fees and low HOA costs. Don’t miss this opportunity—schedule your private viewing today.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Completed
- Year built: 2022
Materials
- Foundation: Block,Slab
- Roof: Shingle
- Construction materials: Block,Concrete
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Dryer,Microwave,Washer
- Laundry features: Laundry Room
Bathroom4
- Level: First
- Area: 93.833
- Dimensions: 9.11x10.3
Bedroom2
- Features: Built-in Closet
- Level: First
- Area: 128.366
- Dimensions: 12.11x10.6
Bedroom3
- Features: Built-in Closet
- Level: First
- Area: 124.733
- Dimensions: 12.11x10.3
Bedroom4
- Features: Built-in Closet
- Level: First
- Area: 113.75
- Dimensions: 12.5x9.1
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Features
- Built-in Features,Ceiling Fan(s),Open Floorplan
- Door features: Sliding Doors
- Flooring: Carpet,Ceramic Tile
Heating & Cooling
- Heating features: Electric
- Cooling features: Central Air
Interior Area
- Total structure area: 2,294
- Total interior livable area: 1,849 sqft
Kitchen
- Level: First
- Area: 149.224
- Dimensions: 18.4x8.11
Laundry
- Level: First
- Area: 37.62
- Dimensions: 5.7x6.6
Living Room
- Level: First
- Area: 190.08
- Dimensions: 14.4x13.2
Primary Bathroom
- Features: Built-in Closet
- Level: First
- Area: 77.08
- Dimensions: 9.4x8.2
Primary Bedroom
- Features: Walk-In Closet(s)
- Level: First
- Area: 158.7621
- Dimensions: 13.11x12.11
Property
Details
- Parcel number: 2126230070001000140
- Zoning: MPUD
- Special condition: None
Features
- Levels: One
- Stories: 1
- Exterior features: Irrigation System,Sidewalk
Lot
- Lot size: 5,115 sqft
Parking
- Total spaces: 2
- Parking features: Garage - Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Tornado
- Inland Flooding
- Lightning
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Pasco County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,744 | $20,928 |
| Home Insurance * | $133 | $1,596 |
| Property Taxes | $424 | $5,088 |
| Electricity | $197 | $2,366 |
| Total | $2,498 | $29,976 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-17 | Listed for sale | $348,500 |
| 2022-12-28 | Sold | $338,300 |
View on Zillow