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2450 Sunny Pebble Loop, Zephyrhills, FL, 33540

5beds
4baths
3,761sqft
$624,000
$166price/sqft
$4,200/moest. monthly cost
$168,000/yrincome needed

About This Home

Bring the whole family! Everyone will enjoy this move-in ready, spacious, immaculately kept, family-oriented home, nestled in the exclusive community of Cobblestone. This Smart Series home offers a wireless security panel that controls the wireless lights, garage door, thermostat, keyless entry door, video doorbell and security system. Additionally, this home boasts an Electric 50 amp car charger in the garage, blinds package throughout, comfort high toilet in all bathrooms, 8ft interior doors, and rain gutters. It gets better! Also included are dual primary suites, screened in balcony, garage floors sealed with epoxy, extended downstairs patio, and a backyard that faces the Green Space. Once inside, your family will be welcomed into a beautifully tiled foyer which will lead to a FLEX room (or formal dining room), gourmet chef kitchen that boasts ceramic tile flooring, rich cabinetry, large walk-in butler’s pantry, downstairs laundry room, stainless steel appliances (microwave, cooktop, and double ovens), and a nice-size kitchen island that's perfect for entertaining. During family time, your family will be delighted by the spacious family room that will make mornings/evenings enjoyable by opening up the Cafe’s French doors and stepping out to the extended lanai. Speaking of entertaining, BIG FAMILY TIME. Follow the stairs to the second floor where the family will be met by a HUGE 19X17 LOFT that can be used as a Game Room for entertainment or a gathering point for the family. Everyone will love spending time in the Media Room that is large enough to host “The Big Game Day,” family movie night, or play video games. It gets better! Upstairs also features a primary suite with an en-suite bathroom plus 3 more spacious bedrooms with walk-in closets. While upstairs, step out and enjoy the screened balcony just waiting for the family to spend a Florida sunny day sitting outside enjoying the view, listening to the peacefulness of the community, or simply having an al fresco dining. Oh yeah, did I mention the 10 year transferable structural warranty and community amenities include a play area with a tot lot, pool, and cabana and has a very low HOA!

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
49
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: Completed
  • Year built: 2024

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Stucco

Other

  • Builder model: Mira Lago
  • Builder name: MI Homes

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Oven,Convection Oven,Cooktop,Dishwasher,Disposal,Dryer,Electric Water Heater,Exhaust Fan,Range Hood,Refrigerator,Washer
  • Laundry features: Electric Dryer Hookup,Inside,Laundry Room,Washer Hookup

Bathroom1

  • Features: Tub With Shower,No Closet
  • Level: First
  • Area: 40
  • Dimensions: 5x8

Bathroom4

  • Features: Tub With Shower,No Closet
  • Level: Second
  • Area: 50
  • Dimensions: 5x10

Bedroom3

  • Features: Walk-In Closet(s)
  • Level: Second
  • Area: 143
  • Dimensions: 11x13

Bedroom4

  • Features: Walk-In Closet(s)
  • Level: Second
  • Area: 192
  • Dimensions: 12x16

Bedroom5

  • Features: Walk-In Closet(s)
  • Level: Second
  • Area: 130
  • Dimensions: 10x13

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Ceiling Fan(s),Eating Space In Kitchen,High Ceilings,In Wall Pest System,Kitchen/Family Room Combo,Open Floorplan,Primary Bedroom Main Floor,PrimaryBedroom Upstairs,Smart Home,Solid Wood Cabinets,Split Bedroom,Thermostat,Walk-In Closet(s)
  • Door features: French Doors
  • Window features: Blinds,Window Treatments
  • Flooring: Carpet,Laminate,Tile
  • Common walls with other units/homes: Corner Unit

Great Room

  • Features: Ceiling Fan(s),No Closet
  • Level: First
  • Area: 273
  • Dimensions: 21x13

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,471
  • Total interior livable area: 3,761 sqft

Kitchen

  • Features: Kitchen Island,No Closet
  • Level: First
  • Area: 300
  • Dimensions: 12x25

Laundry

  • Features: No Closet
  • Level: First
  • Area: 64
  • Dimensions: 8x8

Loft

  • Features: No Closet
  • Level: Second
  • Area: 323
  • Dimensions: 19x17

Primary Bathroom

  • Features: Dual Sinks,En Suite Bathroom,Exhaust Fan,Garden Bath,Linen Closet
  • Level: First
  • Area: 150
  • Dimensions: 10x15

Primary Bathroom

  • Features: Dual Sinks,En Suite Bathroom,Exhaust Fan,Garden Bath,Linen Closet
  • Level: Second
  • Area: 192
  • Dimensions: 12x16

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 192
  • Dimensions: 12x16

Primary Bedroom

  • Features: Ceiling Fan(s),Walk-In Closet(s)
  • Level: Second
  • Area: 315
  • Dimensions: 15x21

Property

Details

  • Parcel number: 2626210060000002130
  • Zoning: MPUD
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Front Porch,Rear Porch
  • Exterior features: Balcony,Irrigation System,Rain Gutters,Sidewalk
  • Has view: Yes
  • View description: Park/Greenbelt,Trees/Woods

Lot

  • Lot size: 6,000 sqft
  • Features: Corner Lot,Greenbelt,In County,Landscaped,Sidewalk,Above Flood Plain

Parking

  • Total spaces: 2
  • Parking features: Driveway,Electric Vehicle Charging Station(s),Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Tornado
Inland Flooding
Lightning
Wildfire
Tsunami

FEMA Declared Disasters in Pasco County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,155$37,860
Home Insurance *$241$2,892
Property Taxes $426$5,112
Electricity $378$4,541
Total$4,200$50,400
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$144,000/yr
40% on housing$126,000/yr
45% on housing$112,000/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.8%
15.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.5%
5.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$166This listing

vs Other Active Listings

Avg $/sqft

ZIP 33540$139
Pasco County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 33540$180
Pasco County$204

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-24Price change$624,000
2025-10-23Price change$638,000
2025-09-22Listed for sale$648,000
2024-08-01Sold$599,590

For Sale by Agent

AgentMichael Kinsey, Sr
BrokerageBAYSIDE REALTY GROUP INC

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