See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

12338 Stirrup Dr, Dade City, FL, 33525

4beds
3baths
2,223sqft
$419,930
$189price/sqft
$2,929/moest. monthly cost
$117,160/yrincome needed

About This Home

This new construction home by M/I Homes offers 4 bedrooms and 3 bathrooms across 2,223 square feet of thoughtfully designed living space. The single-story floorplan features an open-concept living area that seamlessly connects the main gathering spaces, creating an ideal environment for daily living and entertaining. Key Features: Flex room Gourmet kitchen Lanai Spacious owner's suite The home's design emphasizes both comfort and practicality, with the owner's bedroom positioned on the main floor for easy access. The remaining bedrooms provide flexible space for family, guests, or home office needs. Built by M/I Homes, this residence showcases quality construction standards and attention to detail throughout. The open-concept living space creates a welcoming atmosphere while maximizing the use of available square footage. The neighborhood setting provides a peaceful residential environment, with convenient access to local parks for outdoor recreation and leisure activities. The area's proximity to green spaces offers opportunities for walking, jogging, and family activities. This new construction home represents an excellent opportunity for buyers seeking move-in ready accommodations with no previous wear or needed updates. The combination of practical design, quality construction, and desirable location makes this home an attractive option for those looking to establish roots in Dade City.

Getting Around

22
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

5/10
Pasco Elementary SchoolGrades PK-51.9 mi
3/10
Centennial Middle SchoolGrades 6-82.2 mi
3/10
Pasco High SchoolGrades PK,9-1212.1 mi

Construction

Condition

  • Property condition: New Construction,Under Construction
  • New construction: Yes
  • Year built: 2026

Other

  • Builder name: M/I Homes

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Interior Area

  • Total interior livable area: 2,223 sqft

Property

Details

  • Parcel number: 0225210040000002310

Features

  • Levels: 1.0
  • Stories: 1

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Tornado
Cold Wave
Inland Flooding
Lightning
Strong Wind
Wildfire
Tsunami

FEMA Declared Disasters in Pasco County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,123$25,476
Home Insurance *$297$3,564
Property Taxes $286$3,432
Electricity $223$2,684
Total$2,929$35,148
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$100,422/yr
40% on housing$87,870/yr
45% on housing$78,106/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.8%
15.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.5%
5.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$189This listing

vs Other Active Listings

Avg $/sqft

ZIP 33525$172
Pasco County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 33525$195
Pasco County$204

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-12-05Listed for sale$419,930

New Construction Spec

AgentM/I Homes of Tampa, LLC
BrokerageM/I Homes

Similar Homes