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35656 Quartz Lake Dr, Zephyrhills, FL, 33541

5beds
3baths
3,021sqft
$465,000
$154price/sqft
$2,992/moest. monthly cost
$119,680/yrincome needed

About This Home

$5,000 toward Buyer’s Closing Costs with Preferred Lender – Ask for Details! Move-in ready and loaded with upgrades, this Ryan Homes “Lynn Haven” model in Stonebridge at Chapel Creek in Zephyrhills, FL offers the perfect combination of modern design, flexible living space, and completed upgrades you won’t get with new construction alone. Built in 2023, this spacious two-story home features a highly sought-after floor plan designed for today’s lifestyle. The first floor includes a dedicated home office/study, a full bedroom and bathroom ideal for guests or multigenerational living, and an open-concept kitchen and family room that flows seamlessly into an expanded outdoor living space with an extended lanai — perfect for entertaining or enjoying Florida evenings year-round. From the curb, this home stands out with Ryan Homes’ Elevation B design, partial stone veneer, and coordinated exterior colors with Carnelian accents and Sanderling trim. A screened-in front patio adds additional outdoor living space and charm. Inside, upgraded flooring runs throughout the main living areas, creating a clean, modern look. The kitchen is the heart of the home, featuring a large center island, crown molding on cabinetry, upgraded tile backsplash, stainless steel appliances with exterior microwave venting, and an open layout connecting to both the dining area and family room — ideal for hosting gatherings or everyday living. Upstairs, a spacious bonus room provides flexible space for a media room, playroom, or secondary living area. The primary suite serves as a private retreat with a double vanity, walk-in shower, and generous walk-in closet. Three additional bedrooms upstairs offer room for family, guests, or workspace flexibility. The fully fenced backyard adds privacy and functionality — a feature many new construction homes do not include — making it ideal for pets, play, or outdoor entertaining. Located in the growing Stonebridge at Chapel Creek community in Zephyrhills, residents enjoy access to a resort-style pool, playground, and dog park, with convenient access to shopping, dining, schools, and major roadways for an easy commute. Why wait to build? This nearly new home offers completed upgrades, established surroundings, and added incentives — all without construction delays or additional builder add-on costs. This isn’t just a house — it’s your opportunity to enjoy newer construction living in one of Zephyrhills’ most desirable communities.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

1/10
2/10
Zephyrhills High SchoolGrades 9-122.8 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Block,Stucco,Wood Frame

Other

  • Builder name: Ryan Homes

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Range,Refrigerator
  • Laundry features: Inside,Laundry Room

Bedroom1

  • Features: Built-in Closet
  • Level: First
  • Area: 110
  • Dimensions: 10x11

Bedroom2

  • Features: Built-in Closet
  • Level: Second
  • Area: 144
  • Dimensions: 12x12

Bedroom3

  • Features: Built-in Closet
  • Level: Second
  • Area: 144
  • Dimensions: 12x12

Bedroom4

  • Features: Built-in Closet
  • Level: Second
  • Area: 156
  • Dimensions: 13x12

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: First
  • Area: 132
  • Dimensions: 12x11

Features

  • Ceiling Fan(s),Eating Space In Kitchen,Kitchen/Family Room Combo,PrimaryBedroom Upstairs,Solid Surface Counters,Stone Counters,Thermostat
  • Window features: Blinds
  • Flooring: Carpet,Ceramic Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,993
  • Total interior livable area: 3,021 sqft

Kitchen

  • Features: Storage Closet
  • Level: First
  • Area: 204
  • Dimensions: 12x17

Living Room

  • Level: First
  • Area: 340
  • Dimensions: 17x20

Loft

  • Level: Second
  • Area: 273
  • Dimensions: 13x21

Office

  • Level: First
  • Area: 156
  • Dimensions: 13x12

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: Second
  • Area: 294
  • Dimensions: 21x14

Property

Details

  • Parcel number: 212605014.0011.00007.0
  • Zoning: MPUD
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Front Porch,Patio,Screened
  • Exterior features: Sidewalk
  • Has view: Yes
  • View description: Water
  • Water view: Water
  • Residential vegetation: Trees/Landscaped

Lot

  • Lot size: 6,000 sqft
  • Features: Landscaped,Sidewalk

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Inland Flooding
Wildfire
Tsunami

FEMA Declared Disasters in Pasco County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,351$28,212
Home Insurance *$237$2,844
Property Taxes $100$1,200
Electricity $304$3,648
Total$2,992$35,904
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$102,582/yr
40% on housing$89,760/yr
45% on housing$79,786/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.8%
15.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.5%
5.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$154This listing

vs Other Active Listings

Avg $/sqft

ZIP 33541$102
Pasco County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 33541$200
Pasco County$204

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-12Price change$464,900
2026-05-02Price change$465,000
2026-03-23Price change$474,900
2026-02-09Price change$489,900
2026-01-17Listed for sale$499,990
2023-09-01Sold$469,400

For Sale by Agent

AgentAshley Gajdosz
BrokerageKELLER WILLIAMS TAMPA PROP.

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