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4610 Garofalo Rd, Wesley Chapel, FL, 33543

2beds
2baths
1,689sqft
$475,000
$281price/sqft
$3,638/moest. monthly cost
$145,520/yrincome needed

About This Home

Rare opportunity! This home features an assumable VA loan with a low 5.25 interest rate for qualified Veteran buyers—offering significant monthly savings compared to current market rates. Welcome to resort-style living at its finest in Esplanade at Wiregrass Ranch—where luxury, lifestyle, and low-maintenance living come together in one of Wesley Chapel’s most sought-after 55+ communities. This beautifully upgraded Spanish-style Mediterranean villa stands apart from newer Roma models with distinctive architectural enhancements, including a tile roof, stone-accent exterior, and elegant bronze-framed windows and pocket sliding glass doors—features that elevate both curb appeal and interior ambiance. Inside, you’ll find a thoughtfully designed open-concept layout with 2 spacious bedrooms, 2 full bathrooms, and a versatile den—perfect for a home office, hobby space, or guest overflow. The kitchen is both stylish and functional, complete with a gas stove, stainless steel refrigerator, microwave, double sink, upgraded soft-close cabinetry, stunning silestone countertops, and modern 6x24 tile flooring that flows cohesively throughout the main living areas. The open-concept living area is enhanced by pocket sliding glass doors that seamlessly extend your living space to the screened-in lanai, where you’ll enjoy a private, panoramic view—perfect for entertaining or unwinding in a peaceful setting. The open backdrop with no direct rear neighbors, is complemented by a fenced buffer that enhances both space and serenity. One of this home’s most unique advantages is the additional side spacing, offering more distance from the neighboring property than typically found in the community—creating a greater sense of privacy and openness that truly sets this homesite apart. Thoughtful exterior features include a professionally designed drainage system with downspouts routed underground to pop-up emitters, helping direct water away from the home’s foundation while keeping the yard looking clean and well-maintained. Additional highlights include crown molding, an epoxied garage floor, and a tankless water heater for energy efficiency and convenience. Beyond the home, residents of Esplanade enjoy a true resort lifestyle with access to a stunning clubhouse, heated pool, 24-hour fitness center, spa services, on-site café, dog parks, and a vibrant calendar of social events and activities. Stay active with pickleball and tennis, or simply relax and connect with neighbors in this amenity-rich community. This is more than a home—it’s a lifestyle. Experience the comfort, privacy, and elevated living that make this property a rare find in Esplanade at Wiregrass Ranch.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
9/10
6/10

Construction

Condition

  • Year built: 2024

Materials

  • Foundation: Slab
  • Roof: Tile
  • Construction materials: Block

Other

  • Builder name: Taylor Morrison

Type & Style

  • Home type: SingleFamily
  • Architectural style: Mediterranean
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Disposal,Dryer,Electric Water Heater,Exhaust Fan,Microwave,Range,Refrigerator,Tankless Water Heater,Washer
  • Laundry features: Laundry Room

Bedroom2

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 156
  • Dimensions: 13x12

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Den

  • Level: First
  • Area: 110
  • Dimensions: 11x10

Dining Room

  • Level: First
  • Area: 165
  • Dimensions: 15x11

Features

  • Ceiling Fan(s),Crown Molding,Primary Bedroom Main Floor,Solid Surface Counters,Solid Wood Cabinets,Walk-In Closet(s)
  • Door features: Sliding Doors
  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Central,Electric,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,267
  • Total interior livable area: 1,689 sqft

Kitchen

  • Level: First
  • Area: 165
  • Dimensions: 11x15

Living Room

  • Level: First
  • Area: 240
  • Dimensions: 16x15

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 216
  • Dimensions: 12x18

Property

Details

  • Parcel number: 202617009.0000.00391.0
  • Zoning: MPUD
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio,Screened
  • Exterior features: Irrigation System,Private Entrance

Lot

  • Lot size: 6,777 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Tornado
Hurricane
Inland Flooding
Lightning
Wildfire
Heat Wave
Strong Wind
Tsunami

FEMA Declared Disasters in Pasco County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,401$28,812
Home Insurance *$224$2,688
Property Taxes $816$9,792
Electricity $197$2,366
Total$3,638$43,656
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$124,731/yr
40% on housing$109,140/yr
45% on housing$97,013/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.8%
15.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.5%
5.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$281This listing

vs Other Active Listings

Avg $/sqft

ZIP 33543$181
Pasco County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 33543$226
Pasco County$204

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-27Listed for sale$475,000
2024-06-25Sold$480,600

For Sale by Agent

AgentTammy Yahiaoui
BrokerageEXP REALTY LLC

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