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20108 Castle Stuart Ave, Boca Raton, FL, 33434

5beds
6baths
5,163sqft
$3,100,000
$600price/sqft
$22,647/moest. monthly cost
$905,880/yrincome needed

About This Home

Fully renovated Sumatra Grand model in the highly desirable Lotus Palm community, ideally situated on a quiet dead-end street. This spacious lakefront residence offers modern finishes throughout, an open and inviting floor plan, and beautiful water views. The home features a private pool, covered outdoor living area, full summer kitchen, gazebo, and a movie theater, creating the perfect setting for entertaining or relaxing at home. Located in an A-rated school district and close to restaurants, shopping, parks, and major roadways, this property combines luxury living with everyday convenience. Move-in ready and thoughtfully updated, this lakefront pool home is a must-see.

Getting Around

15
WalkingCar-Dependent
19
TransitMinimal Transit
28
BikeSomewhat Bikeable

Schools

10/10
8/10

Construction

Condition

  • Year built: 2023

Materials

  • Roof: Curved/S-Tile Roof
  • Construction materials: Concrete Block Construction

Other

  • Builder model: Sumatra Grand

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Ice Maker,Microwave,Gas Range,Refrigerator,Oven,Washer,Water Softener Owned

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 6
  • Full bathrooms: 5
  • 1/2 bathrooms: 1

Features

  • Built-in Features,Closet Cabinetry,Volume Ceilings,Walk-In Closet(s),Wet Bar,Central Vacuum
  • Door features: High Impact Doors
  • Flooring: Parquet

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 6,691
  • Total interior livable area: 5,163 sqft

Property

Details

  • Parcel number: 00424717190001570
  • Zoning: PUD

Features

  • Stories: 2
  • Entry location: First Floor Entry
  • Private pool: Yes
  • Pool features: In Ground,Community
  • Exterior features: Barbecue,Built-in Barbecue,Lighting
  • Spa features: Community
  • Has view: Yes
  • View description: Lake,Water
  • Has water view: Yes
  • Water view: Lake,Water
  • On waterfront: Yes
  • Waterfront features: WF/Pool/No Ocean Access,Lake
  • Frontage length: 100

Lot

  • Lot size: 8,135 sqft
  • Features: Less Than 1/4 Acre Lot

Parking

  • Total spaces: 3
  • Parking features: Covered,Driveway,Electric Vehicle Charging Station(s),Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Heat Wave
Tsunami

FEMA Declared Disasters in Palm Beach County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $15,675$188,100
Home Insurance *$2,197$26,364
Property Taxes $4,256$51,072
Electricity $519$6,235
Total$22,647$271,764
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$776,468/yr
40% on housing$679,410/yr
45% on housing$603,920/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.0%
4.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$600This listing

vs Other Active Listings

Avg $/sqft

ZIP 33434$234
Palm Beach County$444

vs Homes Sold Last Month

Median $/sqft

ZIP 33434$413
Palm Beach County$365

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-31Listed for sale$3,100,000
2024-01-18Sold$2,440,978

For Sale by Agent

AgentMikhail Andreyev
BrokerageLoKation

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