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7195 E Rising Sun Cir S, Camby, IN, 46113

4beds
3baths
1,680sqft
$310,000
$185price/sqft
$2,060/moest. monthly cost
$82,400/yrincome needed

About This Home

Welcome to this inviting 4-bedroom, 2.5-bath home in The Enclave of Heartland Crossing! Open-concept floor plan is perfect for everyday living featuring spacious kitchen with a center island, stainless steel appliances, pantry and adjoining dining area. The primary suite includes a walk-in closet and a private bath with double sinks. Three additional bedrooms and conveniently located upper-level laundry provide plenty of space and function for everyday life. Enjoy the large, privacy-fenced backyard, perfect for relaxing, entertaining, or family pets. The finished 2-car garage includes an electric vehicle charger. Heartland Crossing community offers swimming pool, walking trails, parks, basketball and tennis courts, and a clubhouse with an on-site golf course. Seller is offering $3,000 toward the buyer's closing costs plus a $2,000 flooring allowance, making this an even better opportunity. This home also qualifies for USDA financing, offering eligible buyers 100% financing with zero down payment. Move-in ready and waiting for you!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

6/10
8/10
Mooresville High SchoolGrades 9-124.6 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 2023

Materials

  • Foundation: Slab
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Disposal,MicroHood,Electric Oven,Refrigerator
  • Laundry features: Connections All,Laundry Room,Upper Level

Bedroom2

  • Level: Upper
  • Area: 130
  • Dimensions: 13 x 10

Bedroom3

  • Level: Upper
  • Area: 120
  • Dimensions: 12 x 10

Bedroom4

  • Level: Upper
  • Area: 100
  • Dimensions: 10 x 10

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main
  • Area: 128
  • Dimensions: 16 x 8

Features

  • Attic Access,Breakfast Bar,Kitchen Island,Ceiling Fan(s),High Speed Internet,Eat-in Kitchen,Pantry,Walk-In Closet(s)
  • Window features: Wood Work Painted
  • Attic: Access Only

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,680
  • Total interior livable area: 1,680 sqft

Kitchen

  • Level: Main
  • Area: 160
  • Dimensions: 16 x 10

Laundry

  • Level: Upper
  • Area: 25
  • Dimensions: 5 x 5

Living Room

  • Level: Main
  • Area: 192
  • Dimensions: 16 x 12

Master Bedroom

  • Level: Upper
  • Area: 182
  • Dimensions: 14 x 13

Property

Details

  • Parcel number: 550227240034000015
  • Horse amenities: None

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Patio
  • Exterior features: Other
  • Fencing: Fenced,Full,Privacy
  • Has view: Yes
  • View description: Neighborhood,Pond,Trees/Woods
  • Water view: Pond
  • On waterfront: Yes
  • Waterfront features: Pond,Water View

Lot

  • Lot size: 7,405 sqft
  • Features: Curbs,Sidewalks,Storm Sewer,Street Lights,Trees-Small (Under 20 Ft)

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Cold Wave
Hail
Lightning
Tornado

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,567$18,804
Home Insurance *$178$2,136
Property Taxes $131$1,572
Electricity $184$2,212
Total$2,060$24,720
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$70,628/yr
40% on housing$61,800/yr
45% on housing$54,933/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.6%
10.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 7.8%
7.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$185This listing

vs Other Active Listings

Avg $/sqft

ZIP 46113$134
Morgan County$154

vs Homes Sold Last Month

Median $/sqft

ZIP 46113$144
Morgan County$146

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Listed for sale$310,000
2026-04-15Listing removed$308,900
2026-04-04Price change$308,900
2026-03-19Price change$310,900
2026-02-27Listed for sale$312,000
2025-06-13Sold$295,000
2025-05-12Pending sale$300,000
2025-04-24Listed for sale$300,000

For Sale by Agent

AgentTraci Bringle
BrokerageCENTURY 21 Scheetz

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