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1418 Flatwood St, Saint Cloud, FL, 34771

4beds
2baths
1,838sqft
$547,000
$298price/sqft
$3,898/moest. monthly cost
$155,920/yrincome needed

About This Home

Better Than New. Smarter Than Most. And Minutes from Lake Nona. A 4-bedroom stunner that checks every box and delivers what today’s buyers want most: luxury upgrades, energy efficiency, and peace of mind. This home shines with a rare, thoughtfully designed floor plan that feels custom, not cookie-cutter. Every space flows effortlessly, creating a home that lives beautifully whether you’re hosting, working from home, or simply unwinding. What truly sets this property apart? Paid-off solar panels — enjoy dramatically reduced energy costs from day one Whole-house water filtration system — clean, purified water throughout Extensive, high-end upgrades Move-in ready condition — no waiting, no builder punch lists, no added expense Why wait months for new construction when you can own better than brand new now? This home offers the modern feel buyers love, without the hidden costs or delays — all just minutes from Lake Nona’s dining, medical hub, and innovation corridor. Located in a growing St. Cloud community, this property delivers long-term value, comfort, and efficiency in one of Central Florida’s most desirable areas. Homes with paid-off solar and this level of upgrades rarely hit the market. Schedule your private showing today — this one won’t last.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

9/10
Voyager K-8Grades K-83.4 mi
5/10
Tohopekaliga High SchoolGrades PK,9-125.4 mi

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Convection Oven,Cooktop,Dishwasher,Microwave,Refrigerator,Water Filtration System,Water Purifier,Water Softener
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Open Floorplan
  • Flooring: Luxury Vinyl,Porcelain Tile
  • Fireplace features: Electric
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,838
  • Total interior livable area: 1,838 sqft

Kitchen

  • Features: No Closet
  • Level: First
  • Area: 126
  • Dimensions: 14x9

Living Room

  • Features: No Closet
  • Level: First
  • Area: 384
  • Dimensions: 16x24

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 180
  • Dimensions: 12x15

Property

Details

  • Parcel number: 162531552500012320
  • Zoning: R1
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Balcony

Lot

  • Lot size: 5,663 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoRelatively High
  • Wildfire
    WildfireRelatively High
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Tornado
Wildfire
Hurricane
Inland Flooding

FEMA Declared Disasters in Osceola County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,765$33,180
Home Insurance *$308$3,696
Property Taxes $628$7,536
Electricity $197$2,366
Total$3,898$46,776
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$133,645/yr
40% on housing$116,940/yr
45% on housing$103,946/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$298This listing

vs Other Active Listings

Avg $/sqft

ZIP 34771$225
Osceola County$185

vs Homes Sold Last Month

Median $/sqft

ZIP 34771$211
Osceola County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-01Listed for sale$547,000

For Sale by Agent

AgentJennifer Jordan
BrokerageENGINE REALTY INC

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