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992 Leader St, Davenport, FL, 33896

4beds
3baths
1,914sqft
$405,000
$212price/sqft
$2,861/moest. monthly cost
$114,440/yrincome needed

About This Home

Located in the sought-after Champions Gate community just minutes from Walt Disney World, this fully furnished 4-bedroom, 3-bathroom townhome is the perfect investment, vacation home or primary residence. Approved for short- and long-term rentals, it generated approximately $40,000 in gross rental income in 2025 while still allowing owners personal use. Being sold furnished & turnkey, it’s ready to produce income from day one. The home features an open-concept layout with a modern kitchen, spacious living and dining areas, and a first-floor bedroom with en-suite bath. Upstairs offers a primary suite with walk-in closet, plus two additional bedrooms. Enjoy your private heated pool in a screened lanai. Community amenities include clubhouses, restaurant, tiki bar, lazy river, water slides, fitness center, sports courts, and a premier golf course. HOA covers cable, internet, security, lawn care, and trash. Plenty of open parking.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
Westside K-8 SchoolGrades PK-82.6 mi
5/10
Celebration High SchoolGrades 9-125.2 mi

Construction

Condition

  • Property condition: Completely Renovated
  • Year built: 2021

Materials

  • Construction materials: Concrete Block Construction,CBS Construction

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Electric Water Heater,Microwave,Electric Range,Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Other,Pantry
  • Flooring: Tile

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,114
  • Total interior livable area: 1,914 sqft

Property

Details

  • Parcel number: 302527509200010890
  • Attached to another structure: Yes

Features

  • Levels: Two
  • Entry location: First Floor Entry
  • Private pool: Yes
  • Pool features: Association,Private Pool
  • Exterior features: Balcony
  • Has view: Yes
  • View description: Pool

Parking

  • Parking features: Guest,Open,Other
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Wildfire
    WildfireRelatively High

How This Home’s Risks Compare

Strong Wind
Hurricane
Inland Flooding
Lightning
Tornado
Wildfire

FEMA Declared Disasters in Osceola County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,047$24,564
Home Insurance *$200$2,400
Property Taxes $417$5,004
Electricity $197$2,366
Total$2,861$34,332
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$98,091/yr
40% on housing$85,830/yr
45% on housing$76,293/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$212This listing

vs Other Active Listings

Avg $/sqft

ZIP 33896$176
Osceola County$185

vs Homes Sold Last Month

Median $/sqft

ZIP 33896$184
Osceola County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-25Listed for sale$405,000
2026-03-13Listing removed$433,000
2025-03-12Listed for sale$433,000
2021-11-29Sold$399,500

For Sale by Agent

AgentAdrian Ardila
BrokerageThe Keyes Company

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