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1069 9th Street, Okeechobee, FL, 34974

3beds
2baths
1,996sqft
$499,950
$250price/sqft
$3,975/moest. monthly cost
$159,000/yrincome needed

About This Home

PRICED REDUCED!! ~BUYERS DREAM~ Discover the Best of Florida’s Lakefront Living in this 1996 sq ft. 3bedroom/2 bath exquisite home settled on 3 lots located on Lake Okeechobee. This property features a custom kitchen with granite countertops, ceramic tile throughout the home, walk-in closets and a view of the water in almost every room. Other features are a 55 X 11 Wraparound screened Florida porch with kitchen, private covered dock with lift, 225 ft. Sea wall, private boat ramp, huge 57 X 12 carport with 50 amp electric for your boat or RV parking, garage and 2 additional buildings. This property has all the bells and whistles, these are just some of the luxuries amenities. Call today for your private showing. All measurements are appropriate.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

5/10
3/10
--
Glades Virtual FranchiseGrades 1,3,5-1225.1 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2006

Materials

  • Roof: Composition,Shingle
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Microwave,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Wet Bar,High Ceilings,Kitchen Island,Main Level Primary,Other,Pantry,Storage,Walk-In Closet(s)
  • Flooring: Ceramic Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total interior livable area: 1,996 sqft

Property

Details

  • Parcel number: S36383400800000040

Features

  • Levels: One
  • Stories: 1
  • Entry location: First Floor Entry,Kitchen Island,Other Interior Fe
  • Patio & porch: Deck,Porch,Screened,Wrap Around
  • Exterior features: Outdoor Living Area,Porch
  • Has view: Yes
  • View description: Canal
  • Has water view: Yes
  • Water view: Canal
  • On waterfront: Yes
  • Waterfront features: Canal Front,Other,Seawall
  • Frontage type: Waterfront
  • Frontage length: 225.00,225.00

Lot

  • Lot size: 0.52 Acres
  • Features: 1-2 Acres

Parking

  • Total spaces: 5
  • Parking features: Covered,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 5
  • Carport: Yes
  • Carport spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Hurricane
Inland Flooding
Strong Wind
Cold Wave
Wildfire

FEMA Declared Disasters in Glades County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,528$30,336
Home Insurance *$606$7,272
Property Taxes $641$7,692
Electricity $200$2,410
Total$3,975$47,700
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$136,285/yr
40% on housing$119,250/yr
45% on housing$106,000/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.0%
15.0%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: -2.4%
-2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$250This listing

vs Other Active Listings

Avg $/sqft

ZIP 34974$162
Glades County$128

vs Homes Sold Last Month

Median $/sqft

ZIP 34974
Glades County$197

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Price change$510,000
2026-03-10Price change$519,950
2025-11-01Listed for sale$525,000
1999-04-30Sold$35,000
1998-03-01Sold$70,000

For Sale by Agent

AgentRhonda Patrick
BrokerageLake O Real Estate, LLC

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