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3796 Whitetail Ct, Saint Cloud, FL, 34772

5beds
3baths
2,320sqft
$499,900
$215price/sqft
$3,628/moest. monthly cost
$145,120/yrincome needed

About This Home

Welcome to this stunning 5 bedrooms, 3 bathroom home situated on a desirable corner lot in Saint Cloud. This modern residence offers the perfect blend of style and functionality with its open concept living spaces, a gourmet kitchen with sleek finishes, and abundant natural light throughout. The spacious bedrooms and well appointed baths, including a serene primary suite, provide comfort and flexibility for family or guests, while the large lot offers endless outdoor possibilities. Combining contemporary design, energy efficiency, and a prime location near shopping, dining, and major roadways. This home is a true gem that stands out in today's market.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

5/10
6/10
Middle School AAGrades 6-85.8 mi
5/10
Harmony High SchoolGrades 9-125.9 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Refrigerator
  • Laundry features: Laundry Room,Upper Level

Bedroom2

  • Features: Built-in Closet
  • Level: Second

Bedroom3

  • Features: Built-in Closet
  • Level: Second

Bedroom4

  • Features: Built-in Closet
  • Level: Second

Bedroom5

  • Features: Built-in Closet
  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Ceiling Fan(s),Open Floorplan,Tray Ceiling(s),Walk-In Closet(s)
  • Flooring: Ceramic Tile,Luxury Vinyl

Great Room

  • Level: First

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,072
  • Total interior livable area: 2,320 sqft

Kitchen

  • Level: First

Loft

  • Level: Second

Primary Bedroom

  • Features: En Suite Bathroom,Walk-In Closet(s)
  • Level: Second

Property

Details

  • Parcel number: 312631358200010350
  • Zoning: RES
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Enclosed,Porch,Screened
  • Exterior features: Rain Gutters,Sidewalk
  • Residential vegetation: Mature Landscaping

Lot

  • Lot size: 6,534 sqft
  • Features: Corner Lot,In County,Landscaped,Sidewalk

Parking

  • Total spaces: 2
  • Parking features: Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Lightning

FEMA Declared Disasters in Osceola County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,527$30,324
Home Insurance *$285$3,420
Property Taxes $583$6,996
Electricity $233$2,801
Total$3,628$43,536
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$124,388/yr
40% on housing$108,840/yr
45% on housing$96,746/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$215This listing

vs Other Active Listings

Avg $/sqft

ZIP 34772$192
Osceola County$185

vs Homes Sold Last Month

Median $/sqft

ZIP 34772$213
Osceola County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-07Price change$499,900
2026-02-10Price change$510,000
2025-11-07Price change$519,000
2025-10-15Price change$529,000
2025-10-02Listed for sale$539,000
2023-07-18Sold$470,958

For Sale by Agent

AgentAlex Rodriguez
BrokerageCOLDWELL BANKER SOLOMON

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