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428 SW 53rd Terrace Cpe, Coral, FL, 33914

4beds
4baths
2,900sqft
$2,390,000
$824price/sqft
$15,339/moest. monthly cost
$613,560/yrincome needed

About This Home

Welcome to 428 SW 53rd Ter, an extraordinary custom-built home that exceeds modern building codes and is designed with ultimate comfort, security, and Luxury style. Nestled on a quiet peninsula road, the highly sought-after 8 lakes location coupled with unobstructed southern rear exposure views makes this a prime piece of real estate. This masterpiece was constructed like a fortress with the first-floor slab elevation exceeding 11ft and a metal roof to ensure peace of mind and longevity. As you step into this property, you will be greeted by the gleaming porcelain tile floors and the lake's breathtaking view. The unique open concept design offers ample natural light, volume ceilings, and plenty of space to enjoy. The gourmet kitchen is a statement of modern elegance with custom-built cabinets, quartz countertops, and premium appliances. Designed for both culinary enthusiasts and those who enjoy entertaining guests. The spacious lanai offers a well-appointed outdoor kitchen, a heated saltwater pool and spa where you can unwind after a day on the boat while taking in endless water views. The desirable southern rear exposure offers a tranquil retreat to observe the panoramic evening sunsets overlooking the Britannia Lake. Boating enthusiasts will be ecstatic about the 10,000-pound boat lift and composite dock. From your private dock the river is a short boat ride away ensuring convenience and endless possibility to explore the unique waterways Southwest Florida has to offer. Do not miss this chance to own one of the most desirable locations in all of Southwest Florida.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

6/10
Pelican Elementary SchoolGrades PK-52.4 mi
6/10
Gulf Middle SchoolGrades 6-82.9 mi
3/10
Ida S. Baker High SchoolGrades 9-123.1 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2025

Materials

  • Roof: Metal
  • Construction materials: Block,Concrete,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary,Ranch,One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Oven,Dishwasher,Electric Cooktop,Freezer,Disposal,Ice Maker,Microwave,Refrigerator,RefrigeratorWithIce Maker,Self Cleaning Oven
  • Laundry features: Washer Hookup,Dryer Hookup,Inside,Laundry Tub

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Breakfast Bar,Built-in Features,Bathtub,Tray Ceiling(s),Dual Sinks,Entrance Foyer,Family/Dining Room,French Door(s)/Atrium Door(s),High Ceilings,Kitchen Island,Living/Dining Room,Pantry,Separate Shower,Cable TV,Walk-In Closet(s),Home Office,Bathroom,Den,Guest Quarters,Office,Screened Porch,Great Room
  • Door features: French Doors,Sliding Doors
  • Window features: Single Hung,Sliding,Transom Window(s),Impact Glass
  • Flooring: Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 4,305
  • Total interior livable area: 2,900 sqft

Property

Details

  • Parcel number: 144523C404538.0400
  • Lease amount: 0
  • Zoning description: R1-W

Features

  • Stories: 1
  • Private pool: Yes
  • Pool features: Concrete,Electric Heat,Heated,In Ground,Pool Equipment,Screen Enclosure,Salt Water,Outside Bath Access,Pool/Spa Combo
  • Patio & porch: Lanai,Patio,Porch,Screened
  • Exterior features: Security/High Impact Doors,Sprinkler/Irrigation,Outdoor Kitchen,Outdoor Shower,Patio
  • Has spa: Yes
  • Spa features: Electric Heat,Gunite,In Ground,Screened
  • Has view: Yes
  • View description: Lake,Water
  • Has water view: Yes
  • Water view: Lake,Water
  • On waterfront: Yes
  • Waterfront features: Lake,Navigable Water,Seawall

Lot

  • Lot size: 10,018 sqft
  • Features: Rectangular Lot,Cul-De-Sac,Sprinklers Automatic
  • Lot size dimensions: 81 x 126 x 81 x 126

Parking

  • Total spaces: 3
  • Parking features: Attached,Driveway,Garage,Paved,Two Spaces,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Tsunami

FEMA Declared Disasters in Lee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $12,085$145,020
Home Insurance *$1,410$16,920
Property Taxes $1,553$18,636
Electricity $291$3,502
Total$15,339$184,068
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$525,908/yr
40% on housing$460,170/yr
45% on housing$409,040/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.2%
15.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$824This listing

vs Other Active Listings

Avg $/sqft

ZIP 33914$359
Lee County$283

vs Homes Sold Last Month

Median $/sqft

ZIP 33914$253
Lee County$222

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-01-07Price change$2,475,000
2025-07-17Listed for sale$2,600,000
2023-02-01Sold$675,000

New Construction

AgentDominic Castagna
BrokerageThe Keyes Company

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