3545 20th St, San Francisco, CA, 94110
About This Home
Welcome to this expansive 8-bedroom mixed use property located in the vibrant city of San Francisco. Work ,live and play lifestyle. First floor can be an office /retail or a coffee shop with indoor and outdoor setting or seating area.With a generous 3,432 sq ft of living space, this property offers a versatile layout perfect for large families or those looking for ample room to grow. The kitchen is equipped with an electric cooktop and other countertop surfaces, seamlessly connecting to a combined family room for a modern open-plan living experience. The dining area is conveniently situated within the living room, enhancing the ease of entertaining. The property features a mix of concrete, hardwood, and other flooring, adding character and durability throughout. High ceilings add to the sense of space and grandeur. Note the absence of a cooling system, but heating is provided via baseboard and electric sources. San Francisco Unified School District serves this location. While there is no dedicated laundry area or garage spaces, the property's ample size compensates with abundant potential. Ideal for those seeking a spacious residence in a prime urban setting.
Getting Around
Walker's Paradise
Excellent Transit
Biker's ParadiseSchools
Construction
Condition
- Year built: 1900
Materials
- Foundation: Other,Masonry Perimeter
- Roof: Shingle
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional,Victorian
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Electric Cooktop
- Laundry features: None
Bathroom
- Features: Tile, HalfonGroundFloor
Bedroom
- Features: PrimarySuiteRetreat2plus
Bedrooms & Bathrooms
- Bedrooms: 10
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Dining Room
- Features: DiningAreainLivingRoom
Family Room
- Features: KitchenFamilyRoomCombo, Other
Features
- High Ceilings
- Flooring: Concrete,Hardwood,Other
Heating & Cooling
- Heating features: Baseboard,Electric
- Cooling features: None
Interior Area
- Total structure area: 3,432
- Total interior livable area: 3,432 sqft
Kitchen
- Features: Countertop_Other
Property
Accessibility
- Accessibility features: Accessible Kitchen
Details
- Parcel number: 3609082
- Zoning: NC1
- Special condition: Standard
Features
- Stories: 3
- Pool features: None
- Fencing: None
Lot
- Lot size: 1,870 sqft
Parking
- Parking features: On Street
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters in San Francisco County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $13,652 | $163,824 |
| Home Insurance * | $438 | $5,256 |
| Property Taxes | $1,620 | $19,440 |
| Electricity | $735 | $8,831 |
| Total | $16,445 | $197,340 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-26 | Price change | $2,700,000 |
| 2026-01-06 | Price change | $2,399,000 |
| 2025-05-30 | Price change | $1,900,000 |
| 2025-03-23 | Price change | $2,950,000 |
| 2025-02-27 | Listed for sale | $3,250,000 |
| 2024-12-05 | Listing removed | $1,990,000 |
| 2024-11-17 | Price change | $1,990,000 |
| 2024-11-05 | Price change | $2,100,000 |
| 2024-10-09 | Listed for sale | $2,800,000 |
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