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15 Lakeridge Point, Lumberton, MS, 39455

1beds
1baths
900sqft
$399,900
$444price/sqft
$2,658/moest. monthly cost
$106,320/yrincome needed

About This Home

Big Bay Lake retreat calling your name! This adorable getaway sits right on the water with wrap-around decks, gorgeous views, and room to expand on the 1.3± acre lot! The home sits steps from the lake with huge decks wrapping around multiple sides, a covered section for shade, wide open areas for soaking up the view, brand new appliances, and a 1 year old roof! The shoreline is beautifully positioned on big water, giving you those long, peaceful sightlines that make Big Bay Lake so special. With this much land, there's plenty of space to build a larger home on the property and keep this as the ultimate boathouse or guest cottage. Inside you will find a bright, remodeled interior filled with natural light from walls of windows overlooking the water. The vaulted living/kitchen area features warm wood ceilings, recessed lighting, and luxury vinyl plank flooring. The kitchen offers navy lower cabinets with crisp white uppers, a farmhouse sink, quartz countertops, subway tile backsplash, and a gas range with stainless vent hood. The living area opens straight to the deck. The bedroom is spacious with great natural light, and the updated bath includes a quartz vanity, fresh cabinetry, and a tiled shower. This lakeside spot is truly turnkey- remodeled, charming, and ready for weekend escapes or full-time relaxation. Whether you keep it as the perfect tiny lakehouse or design a larger build on the property, the setting and water frontage are unbeatable. Schedule your private viewing of this special home today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

4/10
8/10
Purvis Middle SchoolGrades 6-810.0 mi
7/10
Purvis High SchoolGrades 9-129.9 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1994

Materials

  • Foundation: Combination
  • Roof: Metal
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Gas Oven,Built-In Gas Range,Dishwasher,Microwave,Refrigerator,Stainless Steel Appliance(s)

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • High Ceilings,Kitchen Island,Open Floorplan,Primary Downstairs,See Remarks
  • Flooring: Vinyl

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 900
  • Total interior livable area: 900 sqft

Property

Details

  • Parcel number: 147125056.000

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Wrap Around
  • Exterior features: Boat Slip,See Remarks
  • Has view: Yes
  • On waterfront: Yes
  • Waterfront features: Lake

Lot

  • Lot size: 1.30 Acres
  • Features: Rectangular Lot,Sloped,Views

Parking

  • Parking features: Driveway,Paved
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Hurricane
Heat Wave
Strong Wind
Tornado
Wildfire
Winter Weather

FEMA Declared Disasters in Lamar County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$235$2,820
Property Taxes $209$2,508
Electricity $192$2,304
Total$2,658$31,896
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$91,131/yr
40% on housing$79,740/yr
45% on housing$70,880/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -1.7%
-1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$444This listing

vs Other Active Listings

Avg $/sqft

ZIP 39455$211
Lamar County$189

vs Homes Sold Last Month

Median $/sqft

ZIP 39455
Lamar County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-07Price change$449,900
2026-04-17Price change$474,900
2025-11-24Price change$499,000
2025-11-21Listed for sale$499,900
2025-10-22Listing removed$499,000
2025-10-14Listed for sale$499,000
2025-09-21Listing removed$499,000
2025-06-03Listed for sale$499,000
2025-05-20Pending sale$499,000
2025-05-20Contingent$499,000
2025-05-01Price change$499,000
2025-02-27Listed for sale$525,000
2022-02-18Sold--
2022-01-07Pending sale$215,000
2022-01-05Listed for sale$215,000

For Sale by Agent

AgentCharles M Dawe
BrokerageKeller Williams

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