See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

329 Treasure Dr, Port Saint Joe, FL, 32456

3beds
2baths
1,368sqft
$799,000
$584price/sqft
$5,252/moest. monthly cost
$210,080/yrincome needed

About This Home

FIRST TIER HOME, JUST REDUCED. From the moment you step inside, this charming cottage welcomes you with a sense of calm. Just 75 steps from miles of uncrowded beach, it's the kind of place where days slow down and views take center stage. Enjoy open, easy living with a light-filled kitchen, dining, and living space that flows onto a screened porch—perfect for morning coffee or winding down after a day on the water. The primary suite is conveniently located on the main level, while upstairs offers two inviting guest rooms. One opens to a large deck with beautiful water views—an ideal spot to catch the breeze and take it all in. Downstairs, you'll find a relaxed, shaded space for gathering, dining, or simply enjoying a quiet moment, along with an outdoor shower after the beach. Set in the Indian Pass area, this home is surrounded by natural beauty and a laid-back coastal feel that's getting harder to find. GREAT RENTAL SINCE MARCH 2026 $34,000 ON THE BOOKS!

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

5/10
4/10
Port St. Joe High SchoolGrades 6-127.3 mi

Construction

Condition

  • Property condition: Construction Complete
  • Year built: 1985

Materials

  • Foundation: Pilings
  • Roof: Metal
  • Construction materials: Frame,Vinyl Siding,Wood Siding

Notable Dates

  • Major remodel year: 2004

Type & Style

  • Home type: SingleFamily
  • Architectural style: Beach House,Custom
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator w/Ice Maker,See Remarks
  • Laundry features: Washer/Dryer Hookup

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Breakfast Bar,See Remarks
  • Door features: Storm Door(s)
  • Window features: Storm Window(s)

Heating

  • Heating features: Has Heating (Unspecified Type)

Interior Area

  • Total structure area: 2,914
  • Total interior livable area: 1,368 sqft

Master Bedroom

  • Features: Master Downstairs

Property

Details

  • Parcel number: 03180325r
  • Zoning description: County
  • Special condition: As Is
  • Exclusions: all original artwork,family antiques,queen bed,personal items

Features

  • Levels: 2
  • Stories: 2
  • Patio & porch: Covered Porch,Front Porch,Other
  • Exterior features: Barbecue,See Remarks,Outdoor Shower
  • Fencing: Back Yard
  • Has water view: Yes
  • Water view: 1st Tier Gulf,Gulf,Water

Lot

  • Lot size: 10,715 sqft
  • Features: Landscaped
  • Lot size dimensions: 88 x 122

Parking

  • Total spaces: 6
  • Parking features: Guest,Oversized

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Cold Wave
Inland Flooding
Strong Wind
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Gulf County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,040$48,480
Home Insurance *$350$4,200
Property Taxes $665$7,980
Electricity $197$2,366
Total$5,252$63,024
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$180,068/yr
40% on housing$157,560/yr
45% on housing$140,053/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 14.7%
14.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$584This listing

vs Other Active Listings

Avg $/sqft

ZIP 32456$378
Gulf County$301

vs Homes Sold Last Month

Median $/sqft

ZIP 32456
Gulf County$240

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-04Price change$799,000
2026-03-25Listed for sale$810,000
2016-05-16Sold$85,000
2014-01-17Sold$313,000
2013-11-08Listed for sale$324,900
2013-09-01Listing removed$375,000
2013-07-10Price change$375,000
2013-04-12Listed for sale$399,000
2003-03-19Sold$325,000

For Sale by Agent

AgentNatalie Shoaf
BrokeragePristine Properties, LLC

Similar Homes