215 S Neptune St, Port Saint Joe, FL, 32456
About This Home
This charming octagonal beach cottage is so unique! It is located on the beautiful Indian Pass Beach where you can see the sunset from one of 2 screened porches! You are literally a 100 foot walk to beautiful, white sandy beaches! Inside this cozy cottage, you have 2 bedrooms and 2 baths with an open concept. Just off the kitchen and family room is a spiral staircase that takes you downstairs to either a 3rd bedroom or flex space for whatever your heart desires. This lower level is also where the washer and dryer are located. There's a sliding door that leads you to the 2nd screened porch. This lot is huge for being so close to the beach! You have plenty of room for a pool, fire pit, volleyball court, BBQ Cookout or just bring some lounge chairs, relax and enjoy the scenery. You also have an outdoor shower, separate storage shed and large driveway, which gives you ample room for a boat or RV. This amazing property is in the perfect location, being just a short distance to Cape San Blas and downtown Port St. Joe. Apalachicola is less than 30 minutes away. What are you waiting for? Call now and let's get your paradise lifestyle started!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Construction Complete
- Year built: 1992
Materials
- Foundation: Pilings,Pillar/Post/Pier,Wood
- Roof: Metal
- Construction materials: HardiPlank Type,Wood Siding
Notable Dates
- Major remodel year: 2015
Type & Style
- Home type: SingleFamily
- Architectural style: Beach House,Florida,Octagonal
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Exhaust Fan,Microwave,Refrigerator
- Laundry features: Washer/Dryer Hookup
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Features
- Stairs Spiral,Woodwork Painted
- Window features: Drapery Rods,Window Treatments
- Flooring: Other
Heating & Cooling
- Heating features: Heat Pump
- Cooling features: Heat Pump
Interior Area
- Total structure area: 1,000
- Total interior livable area: 1,000 sqft
Master Bathroom
- Features: Cultured Marble
Master Bedroom
- Features: Drapes
Property
Details
- Parcel number: 03187250R
- Zoning description: Residential Single Family
Features
- Levels: 2
- Stories: 2
- Patio & porch: Covered Patio,Enclosed Deck,Enclosed Patio,Enclosed Porch
- Exterior features: Outdoor Shower,Balcony
- Has water view: Yes
- Water view: 1st Tier Gulf,Gulf
Lot
- Lot size: 0.34 Acres
- Features: Flood Insurance Required,Level,No Restrictions,Within 1/2 Mile of Water
- Lot size dimensions: 75 x 192
Parking
- Total spaces: 2
- Parking features: Driveway,Under House No Pad
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Coastal Flooding
- Cold Wave
- Inland Flooding
- Strong Wind
- Tornado
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Gulf County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,008 | $36,096 |
| Home Insurance * | $261 | $3,132 |
| Property Taxes | $496 | $5,952 |
| Electricity | $197 | $2,366 |
| Total | $3,962 | $47,544 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-24 | Price change | $594,900 |
| 2026-03-28 | Price change | $599,900 |
| 2026-03-11 | Listed for sale | $600,000 |
| 2020-07-25 | Listing removed | $1,850 |
| 2020-04-16 | Listed for rent | $1,850 |
| 2015-03-31 | Sold | $335,000 |
| 2014-11-29 | Listed for sale | $349,000 |
| 2013-11-29 | Listing removed | $375,000 |
| 2013-08-09 | Price change | $375,000 |
| 2013-05-28 | Price change | $395,000 |
| 2013-03-26 | Price change | $375,000 |
| 2012-11-29 | Listed for sale | $325,000 |
| 2010-08-21 | Listing removed | $399,000 |
| 2010-06-30 | Price change | $399,000 |
| 2010-06-19 | Listed for sale | $42,000 |
| 2009-06-25 | Sold | $79,000 |
| 2006-02-24 | Sold | $450,000 |
| 2003-10-31 | Sold | $325,000 |
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