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115 Watermark Way, Port Saint Joe, FL, 32456

3beds
3baths
1,739sqft
$1,580,000
$909price/sqft
$10,316/moest. monthly cost
$412,640/yrincome needed

About This Home

YOUR dream beach home!!! This property located in the Windmark, golf cart neighborhood, without the HOA and restrictions of a community. The unobstructed gulf views, a pool located on the gulf side, and an outdoor shower to rinse off after you have come back from playing on the beach. The living area is an entire floor that is all open and looks out through windows and doors to the beautiful Gulf of Mexico where you are able to see the tip of Cape San Blas. from inside or from the large, covered deck. There are 3 bedrooms and 2 baths on the first floor where the master and one other bedroom have access to the other covered deck with has Trek flooring overlooking the gulf and the pool. The laundry room also located on this floor for convenience. This home will not last long, So to view without being here please copy and paste this virtual tour to your header to see home on your time... (https://media.frontdoorphoto.com/sites/zepmbjx/unbranded

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

4/10
4/10
Port St. Joe High SchoolGrades 7-126.4 mi

Construction

Condition

  • Property condition: Construction Complete
  • Year built: 1996

Materials

  • Foundation: Pilings
  • Roof: Metal
  • Construction materials: HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Architectural style: Beach House
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Refrigerator w/Ice Maker

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Newly Painted,Pantry
  • Door features: Insulated Door(s)
  • Window features: Double Pane Windows,Window Treatments

Heating

  • Heating features: Has Heating (Unspecified Type)

Interior Area

  • Total structure area: 3,480
  • Total interior livable area: 1,739 sqft

Property

Details

  • Parcel number: 04243100R
  • Zoning description: County

Features

  • Pool features: Above Ground,Fiberglass
  • Patio & porch: Covered Deck
  • Fencing: Other
  • Has water view: Yes
  • Water view: Gulf,Water
  • On waterfront: Yes
  • Waterfront features: Gulf
  • Frontage length: 56

Lot

  • Lot size: 0.41 Acres
  • Lot size dimensions: 56 x 321

Parking

  • Total spaces: 6
  • Parking features: Covered,Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Cold Wave
Heat Wave
Inland Flooding
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Gulf County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,989$95,868
Home Insurance *$693$8,316
Property Taxes $1,437$17,244
Electricity $197$2,366
Total$10,316$123,792
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$353,691/yr
40% on housing$309,480/yr
45% on housing$275,093/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 14.7%
14.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$909This listing

vs Other Active Listings

Avg $/sqft

ZIP 32456$374
Gulf County$295

vs Homes Sold Last Month

Median $/sqft

ZIP 32456
Gulf County$240

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-25Price change$1,580,000
2025-07-31Listed for sale$1,700,000
2017-12-01Sold$810,000
2017-11-28Listed for sale$819,000
2017-11-28Pending sale$819,000
2016-12-08Listed for sale$819,000
2016-06-01Listing removed$759,000
2015-12-16Price change$759,000
2015-08-28Listed for sale$799,000
2011-05-31Sold$399,000

For Sale by Agent

AgentKathe Jones
BrokerageBay Properties Real Estate Group, LLC

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