




151 Beach St, Port Saint Joe, FL, 32456
About This Home
PRIVATE Deeded St. Joseph Bay beach access PRIVATE pool, fenced yard & room for boat parking No HOA. Located in St. Joseph Shores, this 3-bedroom, 2-bath Florida cottage and office/owner's closet, pairing a one-level floor plan with updated coastal interiors and outdoor living space. The open living, dining, and kitchen area features hard-surface flooring, white shaker-style cabinetry, solid-surface countertops, stainless appliances, dishwasher, a large breakfast bar, and a dedicated coffee station. The primary bedroom offers a vaulted ceiling, pool-facing windows, and sliding glass doors to the covered rear patio. Outdoor features include a private pool, paver pool deck, fenced backyard, covered patio, and front porch. Interior details include ceiling fans, window coverings, stacked washer/dryer laundry, tile bath surround, glass-enclosed shower, and low-maintenance flooring throughout. The St. Joseph Shores location places St. Joseph Bay beach access, Hwy 98, WindMark Beach, St. Joe Beach, downtown Port St. Joe, George Core Park, Cape San Blas Lighthouse, restaurants, coffee shops, bayfront parks, boat launches, kayaking, fishing, scalloping, and Gulf County beaches within easy reach. No HOA adds flexibility for coastal living, second-home use, or rental investment. Plenty of room to park your boat!
Getting Around
Schools
Construction
Condition
- Property condition: Construction Complete
- Year built: 1983
Materials
- Foundation: Slab
- Roof: Metal
- Construction materials: HardiPlank Type
Notable Dates
- Major remodel year: 2020
Type & Style
- Home type: SingleFamily
- Architectural style: Florida Cottage
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Refrigerator
- Laundry features: Washer/Dryer Hookup
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Breakfast Bar
- Window features: Window Treatments
Heating
- Heating features: Has Heating (Unspecified Type)
Interior Area
- Total structure area: 1,420
- Total interior livable area: 1,100 sqft
Master Bathroom
- Features: Double Vanity
Master Bedroom
- Features: Drapes
Property
Details
- Parcel number: 04255060R
- Zoning description: County,Residential Single Family
Features
- Levels: 1
- Stories: 1
- Pool features: Heated,In Ground,Salt Water,See Remarks
- Patio & porch: Covered Porch,Front Porch
- Exterior features: Outdoor Shower
- Fencing: Back Yard,Wood
Lot
- Lot size: 10,018 sqft
- Features: Deeded Water Access,Flood Insurance Required,Within 1/2 Mile of Water
- Lot size dimensions: 41 x 240
Parking
- Total spaces: 2
- Parking features: Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Coastal Flooding
- Cold Wave
- Heat Wave
- Inland Flooding
- Tornado
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Gulf County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,654 | $31,848 |
| Home Insurance * | $230 | $2,760 |
| Property Taxes | $490 | $5,880 |
| Electricity | $197 | $2,366 |
| Total | $3,571 | $42,852 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-17 | Price change | $499,000 |
| 2026-07-28 | Price change | $524,900 |
| 2026-06-25 | Listed for sale | $549,000 |
| 2025-11-13 | Listing removed | $399,900 |
| 2025-09-03 | Price change | $399,900 |
| 2025-08-02 | Listed for sale | $349,900 |
| 2025-06-12 | Sold | $389,900 |
| 2024-07-12 | Sold | $600,000 |
| 2024-05-24 | Contingent | $679,000 |
| 2024-03-06 | Listed for sale | $679,000 |
| 2021-06-30 | Sold | $487,000 |
| 2021-05-17 | Contingent | $495,000 |
| 2021-05-12 | Listed for sale | $495,000 |
