406 E Bonham St, Whitewright, TX, 75491
About This Home
INCOME PRODUCING PROPERTY-FULLY TENANT OCCUPIED. BEAUTIFUL NEW CONSTRUCTION DUPLEX IN TOM BEAN, GRAYSON COUNTY. Each unit is large in size at 1655sf with open kitchen, custom tile backsplash and granite countertops throughout, an abundance of natural light, large inside storage, walk-in laundry room with custom cabinets also throughout as well. All bedrooms upstairs with walk in closets, additional storage closets and two full baths complete with custom tile showers. Half bath downstairs separate from utility and handy for guests. Large privacy fenced backyard and large front concrete driveway for parking divided for each unit use. Located in a quiet neighborhood and walking distance to the community playground park and with parent assistance to the Elementary School. Appointments to show must be made prior to showing with each tenant's approval. Both units are secured with executed tenant lease in place and must be honored upon sale of property.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2025
Materials
- Foundation: Slab
- Roof: Composition
- Construction materials: Fiber Cement
Type & Style
- Home type: MultiFamily
- Property subType: Duplex,Multi Family
Interior
Appliances
- Appliances included: Dishwasher,Electric Range,Electric Water Heater,Disposal,Microwave
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 6
- Full bathrooms: 4
- 1/2 bathrooms: 2
Features
- Decorative/Designer Lighting Fixtures,Eat-in Kitchen,Granite Counters,High Speed Internet
- Window features: Window Coverings
- Flooring: Laminate
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air,Ceiling Fan(s),Electric
Interior Area
- Total structure area: 3,311
- Total interior livable area: 3,311 sqft
Property
Details
- Parcel number: 443291
Features
- Levels: Two
- Stories: 2
- Pool features: None
- Patio & porch: Awning(s),Covered
- Exterior features: Rain Gutters
- Fencing: Privacy,Wood
Lot
- Lot size: 6,621 sqft
- Features: Back Yard,Interior Lot,Lawn
Parking
- Total spaces: 4
- Parking features: Concrete,Open
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Heat Wave
- Ice Storm
- Tornado
- Inland Flooding
- Lightning
- Strong Wind
- Wildfire
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,477 | $29,724 |
| Home Insurance * | $490 | $5,880 |
| Property Taxes | $502 | $6,024 |
| Electricity | $363 | $4,362 |
| Total | $3,832 | $45,984 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-11 | Listed for sale | $490,000 |
| 2026-03-01 | Listing removed | $492,000 |
| 2025-07-17 | Price change | $492,000 |
| 2024-12-13 | Price change | $72,000 |
| 2024-10-25 | Listed for sale | $80,000 |
For Sale by Agent
View on Zillow