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1401 Long Ave, Port Saint Joe, FL, 32456

2beds
2baths
1,040sqft
$349,900
$336price/sqft
$2,536/moest. monthly cost
$101,440/yrincome needed

About This Home

Investment Opportunity with Coastal Charm! This beautifully maintained 2-bedroom, 1-bath Florida cottage offers the perfect blend of character, comfort, and location—just minutes from St. Joseph Bay and historic downtown Port St. Joe. Every inch of this home has been thoughtfully styled, with tasteful dcor throughout, creating a true home-away-from-home experience. Inside, you'll find luxury vinyl plank flooring, charming architectural details, and a cozy brick fireplace that adds warmth and personality to the living space. The kitchen features stainless steel appliances, stone countertops, and bright cabinetry, making it both functional and inviting. Two comfortable bedrooms share a nicely appointed hall bath, while the front entry provides flexible space perfect for a home office, reading nook, or creative corner. Set on an oversized lot, there's plenty of room for outdoor entertaining, relaxing evenings, or parking a boat. The sellers have poured care and attention into every detail, ensuring no space feels overlooked. Located in a golf-cart-friendly area with proven rental demand, this property is ideal for long-term rental income, a weekend retreat, or a full-time residence. Enjoy sunsets over the Bay, explore local shops and restaurants, catch live music downtown, or head to the nearby boat ramp for fishing and water adventures. Whether you're investing or settling in, this charming coastal cottage delivers lifestyle, location, and lasting appeal—all wrapped into one inviting package.

Getting Around

27
WalkingCar-Dependent
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

4/10
4/10
Port St. Joe High SchoolGrades 7-121.1 mi

Construction

Condition

  • Property condition: Renovated,Construction Complete
  • Year built: 1980

Materials

  • Foundation: Off Grade,Pillar/Post/Pier
  • Roof: Metal
  • Construction materials: HardiPlank Type

Notable Dates

  • Major remodel year: 2010

Type & Style

  • Home type: SingleFamily
  • Architectural style: Florida Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator
  • Laundry features: Washer/Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Renovated
  • Door features: Insulated Door(s)
  • Window features: Insulated Windows,Window Treatments
  • Fireplace: Yes

Heating

  • Heating features: Fireplace(s)

Interior Area

  • Total structure area: 1,300
  • Total interior livable area: 1,040 sqft

Master Bedroom

  • Features: Blinds

Property

Details

  • Parcel number: 05267000R
  • Zoning description: Residential Single Family
  • Special condition: As Is

Features

  • Levels: 1
  • Stories: 1
  • Exterior features: Renovated
  • Fencing: Back Yard

Lot

  • Lot size: 10,018 sqft
  • Features: Aerials/Topo Available,Cleared,Flood Insurance Required,Improved Lot,No Restrictions,Survey Available,Unrecorded Subdivision,Within 1/2 Mile of Water,Landscaped
  • Lot size dimensions: 62 x x 161

Parking

  • Total spaces: 4
  • Parking features: Driveway,Guest
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Cold Wave
Inland Flooding
Strong Wind
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Gulf County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$153$1,836
Property Taxes $417$5,004
Electricity $197$2,366
Total$2,536$30,432
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$86,948/yr
40% on housing$76,080/yr
45% on housing$67,626/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 14.7%
14.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$336This listing

vs Other Active Listings

Avg $/sqft

ZIP 32456$381
Gulf County$305

vs Homes Sold Last Month

Median $/sqft

ZIP 32456
Gulf County$240

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-22Listed for sale$349,900
2024-04-09Sold$295,000
2024-03-13Pending sale$310,000
2024-03-13Contingent$310,000
2024-02-22Listed for sale$310,000
2022-07-29Sold$168,000
2022-06-22Contingent$174,900
2022-06-18Listed for sale$174,900
2021-03-18Listing removed--
2021-01-19Price change$177,500
2021-01-10Listed for sale$185,000
2020-10-01Sold$69,000
2020-08-19Pending sale$69,000
2020-08-18Listed for sale$69,000

For Sale by Agent

AgentLisa Forehand
BrokerageBeach Properties Real Estate Group

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