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1013 McClelland Ave, Port Saint Joe, FL, 32456

3beds
2baths
1,328sqft
$388,000
$292price/sqft
$2,734/moest. monthly cost
$109,360/yrincome needed

About This Home

Welcome home to this beautifully maintained 3BR/2BA residence nestled on a quiet street in the heart of Port St. Joe. Surrounded by lush, professionally landscaped grounds, the fenced backyard offers a private retreat perfect for relaxing, entertaining, or letting pets and children play. Inside, you'll find a thoughtfully designed open floor plan centered around an impressive gourmet kitchen that's sure to delight any home chef. Featuring a six-burner gas range, abundant workspace, and seamless flow into the living and dining areas, this home is ideal for everyday living and hosting family and friends. Step outside to the huge screened porch, creating the perfect outdoor living space for entertaining, enjoying your morning coffee or unwind in the evening. A large 30 X 20 workshop provides plenty of room for hobbies, storage, or DIY projects. Additional upgrades include an on-demand tankless hot water heater and a whole-house generator, offering comfort, efficiency, and peace of mind year-round. Conveniently located near downtown Port St. Joe, local shopping, restaurants, schools, and the beautiful beaches of the Forgotten Coast, this move-in-ready home is a must see!

Getting Around

33
WalkingCar-Dependent
0
TransitVery Limited Transit
50
BikeBikeable

Schools

5/10
4/10
Port St. Joe High SchoolGrades 6-121.3 mi

Construction

Condition

  • Property condition: Construction Complete
  • Year built: 1956

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Vinyl Siding

Notable Dates

  • Major remodel year: 2010

Type & Style

  • Home type: SingleFamily
  • Architectural style: Florida
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator w/Ice Maker
  • Laundry features: Washer/Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Breakfast Bar
  • Window features: Window Treatments
  • Flooring: Tile

Heating & Cooling

  • Heating features: Has Heating (Unspecified Type)
  • Cooling features: Attic Fan

Interior Area

  • Total structure area: 2,720
  • Total interior livable area: 1,328 sqft

Property

Details

  • Parcel number: 05289000R
  • Zoning description: Residential Single Family

Features

  • Patio & porch: Front Porch
  • Exterior features: Lawn Pump
  • Fencing: Back Yard,Full

Lot

  • Lot size: 0.25 Acres
  • Features: Cleared,Within 1/2 Mile of Water,Landscaped
  • Lot size dimensions: 75 x 150

Parking

  • Total spaces: 4
  • Parking features: Carport,Covered
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Cold Wave
Inland Flooding
Strong Wind
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Gulf County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,961$23,532
Home Insurance *$170$2,040
Property Taxes $406$4,872
Electricity $197$2,366
Total$2,734$32,808
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$93,737/yr
40% on housing$82,020/yr
45% on housing$72,906/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 14.7%
14.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$292This listing

vs Other Active Listings

Avg $/sqft

ZIP 32456$381
Gulf County$305

vs Homes Sold Last Month

Median $/sqft

ZIP 32456
Gulf County$240

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-25Listed for sale$388,000
2001-04-24Sold$81,000

For Sale by Agent

AgentSheryl Bradley
BrokerageBeach Realty of Cape San Blas, Inc. - Branch

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