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147 Florida Ave, Port St Joe, FL, 32456

2beds
2baths
1,090sqft
$559,900
$514price/sqft
$3,492/moest. monthly cost
$139,680/yrincome needed

About This Home

This clean and well-maintained 2 bedroom, 2 bathroom Gulf View home is your opportunity to own a slice of paradise with endless potential and tons of Views. Enjoy your morning coffee or evening sunsets from the spacious sun deck overlooking the beautiful Gulf or from the screened in front porch. Located in a desirable community that features a private boardwalk to the beach and a refreshing community pool, this home offers the perfect balance of relaxation and recreation within the Boardwalk community. Inside, the home is rental ready and just waiting for your personal touch and updates to make it shine. Don't miss this chance to create your dream coastal getaway! Located near Salinas Park where you can hop on the beach with a permitted vehicle, enjoy playing pickleball or relax with the family.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

5/10
4/10
Port St. Joe High SchoolGrades 6-127.5 mi

Construction

Condition

  • Property condition: Construction Complete
  • Year built: 1989

Materials

  • Foundation: Pilings
  • Roof: Metal
  • Construction materials: Vinyl Siding

Notable Dates

  • Major remodel year: 2018

Type & Style

  • Home type: SingleFamily
  • Architectural style: Beach House
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator w/Ice Maker
  • Laundry features: Washer/Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Kitchen Island
  • Window features: Window Treatments
  • Flooring: Carpet,Laminate

Heating

  • Heating features: Has Heating (Unspecified Type)

Interior Area

  • Total structure area: 1,672
  • Total interior livable area: 1,090 sqft

Property

Details

  • Parcel number: 06290105R
  • Zoning description: County

Features

  • Levels: 2
  • Stories: 2
  • Pool features: In Ground,Salt Water
  • Exterior features: Balcony
  • Has water view: Yes
  • Water view: Gulf,Water

Lot

  • Lot size: 7,840 sqft
  • Features: Covenants/Restrictions
  • Lot size dimensions: 77 x 103

Parking

  • Total spaces: 2
  • Parking features: Driveway,Under House With Pad
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Cold Wave
Inland Flooding
Strong Wind
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Gulf County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,831$33,972
Home Insurance *$245$2,940
Property Taxes $219$2,628
Electricity $197$2,366
Total$3,492$41,904
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$119,725/yr
40% on housing$104,760/yr
45% on housing$93,120/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 14.7%
14.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$514This listing

vs Other Active Listings

Avg $/sqft

ZIP 32456$380
Gulf County$303

vs Homes Sold Last Month

Median $/sqft

ZIP 32456
Gulf County$240

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Price change$559,900
2026-03-02Listed for sale$564,000
2026-02-27Listing removed$569,000
2025-10-23Price change$569,000
2025-08-08Listed for sale$579,000
1997-07-01Sold$112,000

For Sale by Agent

AgentNicole Majors
BrokerageBemajor Gulf Coast Realty

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