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128 Boardwalk Ave, Port Saint Joe, FL, 32456

2beds
2baths
1,296sqft
$499,800
$386price/sqft
$3,138/moest. monthly cost
$125,520/yrincome needed

About This Home

Welcome to this inviting 2 bedroom-2 bath beach cottage where coastal lifestyle meets effortless beach living. Ideal for both personal enjoyment & income potential, this home is thoughtfully designed for style, comfort & easy care. Tastefully decorated with new LVP flooring and updated kitchen cabinetry accented by stylish tiled finishes. The custom faux beam creates a coastal-chic focal point in the open living space, enhancing the airy feel of the high ceilings. Screened porches create multiple outdoor living areas, perfect for enjoying coastal breezes & taking in the vibrant sunset skies. Expansive deck spaces offer the ideal setting for hosting family & friends or unwinding after a day on the beach. Storage is abundant with two secure interior storage areas plus an additional ground level storage room: ideal for bikes, beach & fishing gear. Under house parking with dual driveways provide ample room for vehicles, golf carts & boat parking. After a short stroll to the community boardwalk, you'll have quick access to the wide, pet-friendly Gulf beach—perfect for shelling, fishing, long walks & laid-back beach days. When it's time to cool off, the heated saltwater community pool offers a refreshing retreat. Outdoor enthusiasts will love nearby Loggerhead Trail, an 8-mile paved path along Cape San Blas Road leading to St. Joseph Peninsula State Park, ideal for biking and walking. Salinas Park on the Bay side adds even more recreation with pickleball courts, playgrounds, pavilions, bayfront boardwalks, beach driving access & horseback riding along the Gulf. Enjoy live music & craft cocktails at Scallop Republic, boating & fishing at St. Joseph Peninsula State Park & the dining and boutique shopping of Port St. Joe just minutes away. Call for your private tour & LIVE THE BEACH LIFE!

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

5/10
4/10
Port St. Joe High SchoolGrades 6-127.5 mi

Construction

Condition

  • Property condition: Construction Complete
  • Year built: 1986

Materials

  • Foundation: Pilings
  • Roof: Metal
  • Construction materials: HardiPlank Type

Notable Dates

  • Major remodel year: 2018

Type & Style

  • Home type: SingleFamily
  • Architectural style: Beach House
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Refrigerator
  • Laundry features: Washer/Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Breakfast Bar,Lock Out Closet,Woodwork Painted
  • Window features: Window Treatments
  • Fireplace: Yes

Heating

  • Heating features: Has Heating (Unspecified Type)

Interior Area

  • Total structure area: 2,016
  • Total interior livable area: 1,296 sqft

Master Bathroom

  • Features: Shower Only

Master Bedroom

  • Features: Blinds

Property

Details

  • Parcel number: 06290185R
  • Zoning description: County,Residential Single Family

Features

  • Pool features: Heated,In Ground
  • Patio & porch: Covered Deck
  • Exterior features: Barbecue,Outdoor Shower
  • Frontage length: 83

Lot

  • Lot size: 7,840 sqft
  • Features: Aerials/Topo Available,Covenants/Restrictions,Deeded Water Access,Flood Insurance Required,Level,Subdivided,Within 1/2 Mile of Water,Improved Lot
  • Lot size dimensions: 83 x 103

Parking

  • Total spaces: 6
  • Parking features: Driveway,Under House With Pad
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Cold Wave
Inland Flooding
Strong Wind
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Gulf County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,527$30,324
Home Insurance *$219$2,628
Property Taxes $195$2,340
Electricity $197$2,366
Total$3,138$37,656
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$107,588/yr
40% on housing$94,140/yr
45% on housing$83,680/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 14.7%
14.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$386This listing

vs Other Active Listings

Avg $/sqft

ZIP 32456$380
Gulf County$304

vs Homes Sold Last Month

Median $/sqft

ZIP 32456
Gulf County$240

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-21Price change$499,800
2026-04-08Price change$550,000
2026-03-11Price change$565,000
2025-12-19Listed for sale$589,900
2025-09-30Listing removed$608,000
2025-08-06Price change$608,000
2025-03-16Listed for sale$639,900
2014-10-06Sold$250,000
2014-07-02Listing removed$279,000
2014-06-25Price change$279,000
2014-05-21Listed for sale$289,900
2014-03-14Listing removed$279,000
2014-03-02Listed for sale$279,000

For Sale by Agent

AgentKaye Haddock
BrokerageBeach Properties Real Estate Group

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