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4128 W Bella Vista St, Lakeland, FL, 33810

5beds
2baths
1,980sqft
$219,000
$111price/sqft
$1,591/moest. monthly cost
$63,640/yrincome needed

About This Home

Charming 5-Bedroom Home on 1+/- Acre with Bonus Room & Enclosed Patio! You’ll fall in love with this spacious 5-bedroom, 2-bath home featuring a desirable split floor plan and an open-concept living and dining area—perfect for entertaining! A versatile bonus room offers the flexibility to be a 5th bedroom, home office, playroom, or study. Enjoy the outdoors year-round in the fully enclosed patio, ideal for relaxing or hosting guests. Nestled on approximately 1+/- acre, this home provides the perfect balance of privacy and peaceful rural living. Don’t miss this incredible opportunity—schedule your showing today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

1/10
Kathleen Middle SchoolGrades 6-84.0 mi
3/10
Kathleen Senior High SchoolGrades PK,9-122.2 mi

Construction

Condition

  • Year built: 1998

Materials

  • Foundation: Crawlspace
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Range,Refrigerator
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Open Floorplan,Other,Split Bedroom
  • Flooring: Luxury Vinyl

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,980
  • Total interior livable area: 1,980 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Primary Bedroom

  • Features: Built-in Closet
  • Level: First

Property

Details

  • Parcel number: 232808024500000214
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Other

Lot

  • Lot size: 0.93 Acres
  • Lot size dimensions: 83 x 207

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Hurricane
    HurricaneRelatively High
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Hurricane
Heat Wave
Tornado
Wildfire

FEMA Declared Disasters in Polk County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,107$13,284
Home Insurance *$152$1,824
Property Taxes $133$1,596
Electricity $199$2,391
Total$1,591$19,092
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$54,548/yr
40% on housing$47,730/yr
45% on housing$42,426/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$111This listing

vs Other Active Listings

Avg $/sqft

ZIP 33810$121
Polk County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 33810$190
Polk County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-12Price change$229,900
2026-04-17Price change$234,900
2026-04-02Listed for sale$244,900
2026-03-25Pending sale$244,900
2026-03-04Listed for sale$244,900
2026-02-24Pending sale$244,900
2026-02-18Price change$244,900
2026-02-05Price change$249,000
2025-11-17Price change$253,900
2025-10-14Listed for sale$254,900
2025-09-17Pending sale$254,900
2025-09-08Price change$254,900
2025-07-18Price change$264,950
2025-06-04Price change$274,950
2025-05-16Price change$279,950
2025-04-16Price change$281,950
2025-04-01Price change$287,400
2025-02-27Listed for sale$289,900

For Sale by Agent

AgentRon Denney
BrokerageLAND SOUTH REALTY, LLC

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