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35077 Whispering Oaks Blvd, Dade City, FL, 33523

2beds
2baths
1,160sqft
$178,000
$153price/sqft
$1,479/moest. monthly cost
$59,160/yrincome needed

About This Home

END UNIT 2/2 VILLA in Whispering Oaks Estates! This delightful "Coventry" villa offers low maintenance, an open floor plan which includes a great room with dining (you're sure to love the volume ceilings!) plus Florida room and a rear patio with scenic views of nature. NEW ROOF in November of last year. A single carport plus guest parking space are included. The former golf course behind the home has new owners who are actively preparing the property to be a "better than ever" 18 hole championship course! The handy kitchen is fully applianced. Washer and dryer hookups are available in the kitchen and in the storage room off the Florida room - your choice. The storage room has double doors to the rear yard and a utility sink. This home is not a condo - you will own the home and the land, same as owning a freestanding single family home. The community has a recreation center which is used for meetings, parties, ice cream socials, picnics and much more. The home is serviced by central water and sewer. Cable and high speed internet services are available. The paved roads are private and are maintained by the HOA. Annual dues are just $277. The location is centrally located to many small towns and cities such as Dade City, Brooksville, Zephyrhills, Bushnell, Tampa, Orlando, Spring Hill and New Port Richey. So many amenities, so much to do for the choosing. Florida's popular Gulf beaches are just 30 minutes away! This cozy home is ideal for full time or part time occupancy and is SO AFFORDABLE at $178,000! If you're not ready to buy, inquire about the possibility of a LEASE OPTION or LEASE PURCHASE contract!

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

3/10
2/10
Hernando High SchoolGrades PK,6-1213.1 mi
5/10

Construction

Condition

  • Property condition: Completed
  • Year built: 1983

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Brick,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Villa

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Water Heater,Microwave,Range,Refrigerator
  • Laundry features: Electric Dryer Hookup,In Kitchen,Inside,Washer Hookup

Bedroom2

  • Features: Built-in Closet
  • Level: Second
  • Area: 110
  • Dimensions: 10x11

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First
  • Area: 104
  • Dimensions: 8x13

Features

  • Central Vacuum,High Ceilings,Living Room/Dining Room Combo,Open Floorplan,Split Bedroom,Thermostat,Vaulted Ceiling(s)
  • Window features: Blinds,Double Pane Windows
  • Flooring: Laminate,Tile
  • Common walls with other units/homes: End Unit

Florida Room

  • Level: First
  • Area: 170
  • Dimensions: 10x17

Heating & Cooling

  • Heating features: Central,Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,250
  • Total interior livable area: 1,160 sqft

Kitchen

  • Level: First
  • Area: 104
  • Dimensions: 8x13

Living Room

  • Level: First
  • Area: 234
  • Dimensions: 13x18

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 143
  • Dimensions: 11x13

Property

Details

  • Parcel number: R01123218014000900C0
  • Zoning: MPUD - MF
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio
  • Exterior features: Irrigation System,Rain Gutters
  • Has view: Yes
  • View description: Golf Course,Trees/Woods
  • Residential vegetation: Trees/Landscaped

Lot

  • Lot size: 4,155 sqft
  • Features: Flood Insurance Required,In County,Level,On Golf Course
  • Lot size dimensions: 35' x 118'

Parking

  • Total spaces: 1
  • Parking features: Guest
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Inland Flooding
Strong Wind
Wildfire
Tsunami

FEMA Declared Disasters in Hernando County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $900$10,800
Home Insurance *$171$2,052
Property Taxes $211$2,532
Electricity $197$2,366
Total$1,479$17,748
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$50,708/yr
40% on housing$44,370/yr
45% on housing$39,440/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.1%
4.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$153This listing

vs Other Active Listings

Avg $/sqft

ZIP 33523$177
Hernando County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 33523$182
Hernando County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-26Price change$178,000
2026-02-05Listed for sale$183,000
2025-12-30Listing removed$185,000
2025-11-07Listed for sale$185,000
2025-08-30Listing removed$190,000
2025-08-25Price change$190,000
2025-08-03Price change$195,000
2025-06-17Listed for sale$225,000
2025-06-06Listing removed$174,500
2025-05-16Price change$174,500
2025-05-06Price change$175,000
2025-04-30Price change$178,500
2025-04-28Price change$181,500
2025-04-17Price change$182,500
2025-04-14Price change$184,500
2025-04-03Price change$185,480
2025-01-14Price change$188,480
2024-11-11Price change$188,500
2024-09-20Price change$188,700
2024-08-18Price change$189,700
2024-08-07Price change$198,000
2024-08-02Price change$199,985
2024-07-09Price change$205,900
2024-06-29Price change$208,900
2024-06-05Listed for sale$210,000
2022-05-02Sold$152,000
2017-03-20Sold$73,000
2012-08-06Sold$48,500

For Sale by Agent

AgentGeorgia Bickford
BrokerageBHHS FLORIDA PROPERTIES GROUP

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