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897 S Crystal Beach Rd, Pt Bolivar, TX, 77650

4beds
3baths
1,877sqft
$692,000
$369price/sqft
$4,714/moest. monthly cost
$188,560/yrincome needed

About This Home

Here is your chance at a 4/3 Crystal Beach Rd Beauty! This fully furnished home is ready for an STR or full-time living. The home sits on two lots plus there are two bonus lots behind the home totaling and additional 8,000 sqft. Sit back and relax on the mid-level or upper deck and enjoy the sunrise and sunsets on the heavy-duty outdoor swings and deck chairs while enjoying you morning coffee or evening beverage. Or enjoy the ground level area that features a picnic table, sand shower, golf cart garage and plenty of room for BBQ's or fish boils with family and friends. This home offers two stories of making memories, first story has full bath, bedroom and a massive game room with your all-time favorite video games! Second floor, top-level enjoy a large, open floorplan with towering ceilings in the living room/kitchen area. This floor offers two bunk rooms with 8 bunks between the two and a primary bedroom featuring a full bath and a king size bed. Less than 1 minute to the beach!

Getting Around

31
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

5/10
Ball High SchoolGrades 9-1215.6 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Raised
  • Roof: Composition
  • Construction materials: Cement Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Dishwasher
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Window features: Storm Window(s)

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 1,877
  • Total interior livable area: 1,877 sqft

Property

Details

  • Parcel number: 194500050001000

Features

  • Stories: 2
  • Patio & porch: Covered,Patio/Deck
  • Has view: Yes
  • View description: Beach,Water
  • Has water view: Yes
  • Water view: Water

Lot

  • Lot size: 7,997 sqft
  • Features: 0 Up To 1/4 Acre

Parking

  • Total spaces: 1
  • Parking features: Attached,Additional Parking
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Wildfire
    WildfireRelatively High
  • Ice Storm
    Ice StormModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Cold Wave
Hurricane
Inland Flooding
Lightning
Tornado
Wildfire
Ice Storm
Tsunami

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,499$41,988
Home Insurance *$170$2,040
Property Taxes $807$9,684
Electricity $238$2,859
Total$4,714$56,568
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$161,622/yr
40% on housing$141,420/yr
45% on housing$125,706/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.7%
4.7%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$369This listing

vs Other Active Listings

Avg $/sqft

ZIP 77650$221
Galveston County$194

vs Homes Sold Last Month

Median $/sqft

ZIP 77650$303
Galveston County$165

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-11-19Price change$692,000
2025-09-18Price change$852,200
2025-02-28Listed for sale$950,000

For Sale by Agent

AgentMonica DeMore
BrokerageBuyCrystalBeach.com

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