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5021 148th Cir, Urbandale, IA, 50323

5beds
3baths
1,891sqft
$639,900
$338price/sqft
$4,407/moest. monthly cost
$176,280/yrincome needed

About This Home

Move-in ready 5-bedroom, 3-bathroom home with high-end finishes, thoughtful upgrades, and exceptional storage throughout. From the striking 8' front door to the custom-built details around every corner, this home delivers the feel of new construction without the wait. The open main level features gleaming hardwood floors, soaring tray ceilings with beam accents, and oversized windows that fill every room with natural light. The kitchen is a showstopper — ceiling-height cabinetry, glass accent uppers, apron-front farmhouse sink, stainless steel appliances, and a large walk-in pantry. A dedicated mudroom with oversized lockers and a nearby laundry room with cabinetry keep daily life organized. The main-level primary suite is a true retreat with a tray ceiling, spa-inspired tiled shower, linen storage, and a thoughtfully designed walk-in closet. Downstairs, the finished lower level is built for living — LVP flooring, a second fireplace with shiplap surround and floating shelves, a wet bar with pub table, plus a flexible bonus room ideal for a home office, playroom, or reading nook. Both lower-level bedrooms are generously sized with walk-in closets. All bathrooms feature double vanities, linen closets, and tiled surrounds. Outside, enjoy low-maintenance landscaping, a covered composite deck, and an oversized patio perfect for a fire pit area. Custom blinds, radon mitigation, and quality craftsmanship throughout. This one checks every box.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

8/10
5/10
Prairieview SchoolGrades 8-94.2 mi
9/10
Northwest High SchoolGrades 10-124.0 mi

Construction

Condition

  • Year built: 2021

Materials

  • Foundation: Poured
  • Roof: Asphalt,Shingle
  • Construction materials: Cement Siding,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Microwave,Refrigerator,See Remarks,Stove,Washer
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Daylight,Finished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • Main level bedrooms: 3

Features

  • Wet Bar,Dining Area,Eat-in Kitchen,See Remarks,Window Treatments
  • Flooring: Carpet,Hardwood,Tile
  • Number of fireplaces: 2
  • Fireplace features: Electric
  • Fireplace: Yes
  • Finished area below ground: 1,520

Heating & Cooling

  • Heating features: Forced Air,Gas,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,891
  • Total interior livable area: 1,891 sqft

Property

Details

  • Parcel number: 1213203028
  • Zoning: Res

Features

  • Stories: 1
  • Patio & porch: Covered,Deck,Open,Patio
  • Exterior features: Deck,Sprinkler/Irrigation,Patio

Lot

  • Lot size: 10,018 sqft
  • Features: Rectangular Lot

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage,Three Car Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Drought
Strong Wind
Tornado
Winter Weather
Cold Wave
Hail
Heat Wave
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,235$38,820
Home Insurance *$281$3,372
Property Taxes $750$9,000
Electricity $141$1,692
Total$4,407$52,884
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$151,097/yr
40% on housing$132,210/yr
45% on housing$117,520/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.3%
12.3%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.0%
0.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$338This listing

vs Other Active Listings

Avg $/sqft

ZIP 50323$258
Dallas County$241

vs Homes Sold Last Month

Median $/sqft

ZIP 50323$273
Dallas County$261

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Price change$649,900
2026-04-10Listed for sale$655,000
2026-02-04Listing removed$649,900
2025-07-07Price change$649,900
2025-05-08Price change$664,000
2025-02-28Listed for sale$674,900

For Sale by Agent

AgentChrissi Ripperger
BrokerageRE/MAX Concepts

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