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4423 Moxie Way, Charlotte, NC, 28215

2beds
2baths
2,038sqft
$509,990
$250price/sqft
$3,246/moest. monthly cost
$129,840/yrincome needed

About This Home

Cresswinds most popular model + $30,000 price reduction. This is an incredible opportunity. If you’ve been looking for a spot to retire that doesn't feel like you're living right on top of your neighbors, this is it. This Laurel floor plan sits on a rare, oversized corner lot that’s about 25% larger than most homesites in Cresswind, giving you that extra bit of privacy and "elbow room" that is so hard to find. Inside, the home is all about easy, comfortable living. The foyer features a nice tray ceiling that opens up into a big, bright living and dining area. The kitchen is really the heart of the home, featuring quartz countertops, a walk-in pantry, and a massive island that’s perfect for laid-back entertaining or when the grandkids come to visit. With two bedrooms plus a private office behind French doors, you have plenty of space for a hobby room or an extra spot for guests. The primary suite is a great place to unwind, complete with a tray ceiling and a big, tiled frameless shower. The best part of living in Cresswind Charlotte is the lifestyle. It’s an award-winning community where it’s easy to stay active and meet people. You’ve got indoor and outdoor pools, a huge clubhouse, a fitness center, and courts for pickleball, tennis, and bocce. There’s even a full-time lifestyle director on-site to keep the social calendar packed. Plus, the location is unbeatable—you’re just a short drive from shopping and dining in Mint Hill, Matthews, and Uptown Charlotte, so you’re close to the kids and grandkids while still having your own quiet retreat. This is a rare chance to get a nearly-new home on one of the best lots in the neighborhood for a much better price. The primary suite is a relaxing retreat with a tray ceiling, walk in closet, dual quartz vanities, and a beautifully tiled frameless shower. A secondary bedroom and full guest bath provide a comfortable space for visitors, while the private flex room with French doors is perfect for a home office, hobby space, or additional guest room. One of the standout features of this home is the oversized corner homesite, offering more space and privacy than many homes in the neighborhood. Located in the award winning 55+ community of Cresswind Charlotte, residents enjoy an active lifestyle with exceptional amenities including indoor and outdoor pools, a clubhouse, fitness center, pickleball and tennis courts, bocce, billiards, and a full calendar of activities led by the on site lifestyle director. Conveniently located near Mint Hill, Matthews, Concord, and Uptown Charlotte, you’ll have easy access to shopping, dining, and medical facilities while still enjoying the peace and community of Cresswind living.

Getting Around

12
WalkingCar-Dependent
0
TransitNo Nearby Transit
27
BikeSomewhat Bikeable

Schools

9/10
Clear Creek ElementaryGrades PK-50.7 mi
5/10
Northeast MiddleGrades 6-83.6 mi
3/10
Rocky River HighGrades 9-120.8 mi

Construction

Condition

  • Year built: 2024

Materials

  • Foundation: Slab
  • Construction materials: Fiber Cement

Other

  • Builder model: Laurel
  • Builder name: Kolter Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Modern,Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Convection Oven,Dishwasher,Electric Cooktop,Electric Oven,Electric Range,Exhaust Fan,Gas Water Heater,Tankless Water Heater
  • Laundry features: Electric Dryer Hookup,Laundry Room,Main Level,Washer Hookup

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Dining Area

  • Level: Main

Features

  • Kitchen Island,Open Floorplan,Pantry,Walk-In Closet(s)
  • Window features: Insulated Windows
  • Flooring: Carpet,Vinyl
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 2,038

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 2,038
  • Total interior livable area: 2,038 sqft

Kitchen

  • Features: Kitchen Island,Walk-In Pantry
  • Level: Main

Office

  • Level: Main

Primary Bedroom

  • Features: Tray Ceiling(s),Walk-In Closet(s)
  • Level: Main

Property

Details

  • Parcel number: 11122573
  • Zoning: MX-1(INNOV)
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: Community
  • Patio & porch: Front Porch,Patio
  • Exterior features: Lawn Maintenance

Lot

  • Lot size: 0.19 Acres
  • Features: End Unit,Level,Private

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Tornado

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,578$30,936
Home Insurance *$175$2,100
Property Taxes $293$3,516
Electricity $200$2,405
Total$3,246$38,952
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$111,291/yr
40% on housing$97,380/yr
45% on housing$86,560/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$250This listing

vs Other Active Listings

Avg $/sqft

ZIP 28215$177
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28215$201
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-23Price change$529,990
2026-01-26Price change$539,990
2025-12-31Price change$549,990
2025-11-14Price change$554,990
2025-09-26Listed for sale$559,990
2024-07-30Sold$484,500

For Sale by Agent

AgentSteve Jarrell
BrokerageEXP Realty LLC Ballantyne

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