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5108 Kinsbridge Dr, Mint Hill, NC, 28227

5beds
4baths
3,048sqft
$579,000
$190price/sqft
$3,752/moest. monthly cost
$150,080/yrincome needed

About This Home

This stunning 5-bedroom, 4-bathroom home built in 2023 is located in the heart of Mint Hill and is ready for you to call home! Step inside from the rocking chair front porch to find the foyer that leads to a cozy great room with fireplace and a gracious dining area that opens to the well-appointed kitchen featuring a large center island with pendant lighting, stainless appliances, gas range, plenty of cabinetry and a generous size walk-in-pantry. Additional main level highlights include a spacious bedroom with a full bathroom and a functional drop zone entry off the garage. On the upper level you’ll find two secondary bedrooms—sharing a full hall bathroom—plus a multipurpose loft and a convenient laundry room. The elegant owner's suite showcases an attached deluxe bath with dual vanities, a benched shower and custom-built walk-in closet. Multiple oversized closets throughout the home provide even more storage. Enjoying the outdoors is easy with a covered rear patio that overlooks the backyard with a full privacy fence. Prime Mint Hill location walkable to downtown Mint Hill where you can enjoy outdoor dining spots & the farmers market!

Getting Around

41
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

8/10
Bain ElementaryGrades K-50.5 mi
4/10
Mint Hill Middle SchoolGrades 6-83.3 mi
6/10
Independence HighGrades 9-122.2 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Slab
  • Construction materials: Brick Partial,Hardboard Siding,Stone Veneer

Other

  • Builder name: Century

Type & Style

  • Home type: SingleFamily
  • Architectural style: Transitional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Double Oven,Exhaust Fan,Gas Cooktop,Microwave,Wall Oven
  • Laundry features: Utility Room

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Upper

Bedroom S

  • Level: Main

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bedrooms: 1

Dining Area

  • Level: Main

Features

  • Open Floorplan,Pantry,Storage,Walk-In Closet(s),Walk-In Pantry
  • Flooring: Carpet,Vinyl
  • Fireplace features: Gas Log,Great Room
  • Finished area below ground: 0
  • Finished area above ground: 3,048

Heating & Cooling

  • Heating features: Central,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,048
  • Total interior livable area: 3,048 sqft

Kitchen

  • Level: Main

Kitchen

  • Level: Main

Laundry

  • Level: Upper

Loft

  • Level: Upper

Other

  • Level: Main

Primary Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 13706747
  • Zoning: R DO-A
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Front Porch
  • Fencing: Back Yard,Fenced,Privacy

Lot

  • Lot size: 0.21 Acres

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Garage Door Opener,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Tornado

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,927$35,124
Home Insurance *$185$2,220
Property Taxes $357$4,284
Electricity $283$3,406
Total$3,752$45,024
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$128,640/yr
40% on housing$112,560/yr
45% on housing$100,053/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$190This listing

vs Other Active Listings

Avg $/sqft

ZIP 28227$195
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28227$222
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-09Price change$599,000
2026-04-15Price change$600,000
2026-03-04Price change$610,000
2026-02-14Listed for sale$618,900
2026-01-31Listing removed$619,000
2026-01-28Price change$619,000
2026-01-02Price change$629,500
2025-11-17Price change$633,000
2025-10-07Listed for sale$639,000
2023-12-21Sold$579,500

For Sale by Agent

AgentBrian Belcher
BrokerageRE/MAX Executive

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