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34796 Gardenia Way, Dade City, FL, 33523

3beds
1baths
1,521sqft
$248,999
$164price/sqft
$2,022/moest. monthly cost
$80,880/yrincome needed

About This Home

Fully renovated and truly move-in ready, this home offers the perfect blend of style, functionality, and peace of mind in one of Dade City’s most convenient locations. Major upgrades completed in 2022—including a new roof and A/C—provide long-term value and confidence from day one. The interior showcases a modern, elegant design with well-distributed living spaces, abundant natural light, and a layout that feels both open and inviting—ideal for everyday living and entertaining. Every detail has been thoughtfully updated to deliver a clean, contemporary feel throughout. Nestled in a quiet area with easy access to major roads, shopping, schools, and local services, this property also features the added benefit of no HOA, offering greater flexibility and savings. A standout turnkey opportunity in Dade City—perfect for buyers seeking comfort, convenience, and a fully updated home ready to enjoy immediately.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

3/10
2/10
Hernando High SchoolGrades PK,6-1213.3 mi
5/10

Construction

Condition

  • Property condition: Fixer
  • Year built: 1959

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator
  • Laundry features: Other

Bathroom2

  • Features: Built-in Closet
  • Level: First
  • Area: 130
  • Dimensions: 10x13

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Other
  • Flooring: Other

Heating & Cooling

  • Heating features: Other
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,521
  • Total interior livable area: 1,521 sqft

Kitchen

  • Features: Breakfast Bar
  • Level: First
  • Area: 144
  • Dimensions: 12x12

Living Room

  • Level: First
  • Area: 168
  • Dimensions: 14x12

Living Room

  • Level: First
  • Area: 121
  • Dimensions: 11x11

Primary Bedroom

  • Features: Built-in Closet
  • Level: First
  • Area: 120
  • Dimensions: 10x12

Property

Details

  • Parcel number: R1112321060000002120
  • Zoning: RES
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Other

Lot

  • Lot size: 0.28 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Inland Flooding
Lightning
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Hernando County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,259$15,108
Home Insurance *$240$2,880
Property Taxes $326$3,912
Electricity $197$2,366
Total$2,022$24,264
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$69,325/yr
40% on housing$60,660/yr
45% on housing$53,920/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.1%
4.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$164This listing

vs Other Active Listings

Avg $/sqft

ZIP 33523$176
Hernando County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 33523$182
Hernando County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-16Price change$249,999
2026-02-03Price change$255,999
2026-01-28Price change$258,999
2026-01-05Price change$259,999
2025-12-17Listed for sale$269,999
2025-03-28Sold$78,500
2025-01-30Pending sale$95,000
2025-01-30Listed for sale$95,000
2025-01-26Pending sale$95,000
2025-01-24Listed for sale$95,000
2022-01-26Sold$219,900
2021-12-16Pending sale$219,900
2021-12-02Listed for sale$219,900
2020-08-19Sold$140,000
2020-06-24Pending sale$144,900
2020-05-11Price change$144,900
2020-04-01Listed for sale$149,900
2011-10-21Listing removed$775
2011-09-30Listed for rent$775
2006-05-10Sold$109,000
2005-05-27Sold$89,900

For Sale by Agent

AgentAngelica Quinones
BrokerageCHIRINO REAL ESTATE

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