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5693 Terracotta Trce, McCordsville, IN, 46055

5beds
3baths
3,268sqft
$435,000
$133price/sqft
$2,960/moest. monthly cost
$118,400/yrincome needed

About This Home

Welcome home to 5693 Terracotta Trce, a stunning 2022-built beauty in the heart of McCordsville's Meadows at Sagebrook. With 5 bedrooms, 2.5 baths, and 3,268 square feet spread across two thoughtfully designed stories, this Arbor-built home has the space and style today's buyers are looking for. Step inside to an open-concept main level where the kitchen, dining, and living spaces flow together effortlessly - perfect for everyday life and easy entertaining. The kitchen is a showstopper, with a gas cooktop, built-in oven, and a generous island with a built-in sink that instantly becomes the gathering spot. A main-level bedroom offers flexibility for guests, an office, or multigenerational living. Upstairs, the primary suite is a true retreat at 15x19, joined by three additional bedrooms, a versatile loft, and the convenience of an upstairs laundry room. Cozy up by the electric fireplace on cooler evenings, or head out back to the patio to enjoy McCordsville's warmer months. Located in the Mt Vernon Community School Corp district and just minutes from shopping, dining, and easy highway access, this home checks every box. Schedule your showing today - 5693 Terracotta Trce is ready to welcome you!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

6/10
6/10
Mt Vernon Middle SchoolGrades 6-85.6 mi
8/10
Mt Vernon High SchoolGrades 9-125.5 mi

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Slab
  • Construction materials: Vinyl With Brick

Other

  • Builder name: Arbor Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Gas Cooktop,Dishwasher,Electric Water Heater,Microwave,Oven,Refrigerator
  • Laundry features: Upper Level

Bedroom2

  • Level: Main
  • Area: 132
  • Dimensions: 11x12

Bedroom3

  • Level: Upper
  • Area: 154
  • Dimensions: 14x11

Bedroom4

  • Level: Upper
  • Area: 154
  • Dimensions: 14x11

Bedroom5

  • Level: Upper
  • Area: 132
  • Dimensions: 12x11

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: Main
  • Area: 180
  • Dimensions: 10x18

Family Room

  • Level: Main
  • Area: 168
  • Dimensions: 12x14

Features

  • Double Vanity,Kitchen Island,Eat-in Kitchen,Pantry,Walk-In Closet(s)
  • Number of fireplaces: 1
  • Fireplace features: Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,268
  • Total interior livable area: 3,268 sqft

Kitchen

  • Level: Main
  • Area: 240
  • Dimensions: 12x20

Laundry

  • Features: Other
  • Level: Upper
  • Area: 60
  • Dimensions: 10x6

Living Room

  • Level: Main
  • Area: 288
  • Dimensions: 16x18

Loft

  • Level: Upper
  • Area: 234
  • Dimensions: 18x13

Master Bedroom

  • Level: Upper
  • Area: 285
  • Dimensions: 15x19

Property

Details

  • Parcel number: 300502100025090018
  • Horse amenities: None

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 7,405 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Hail
Inland Flooding
Strong Wind
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,199$26,388
Home Insurance *$216$2,592
Property Taxes $246$2,952
Electricity $299$3,594
Total$2,960$35,520
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$101,485/yr
40% on housing$88,800/yr
45% on housing$78,933/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$133This listing

vs Other Active Listings

Avg $/sqft

ZIP 46055$179
Hancock County$146

vs Homes Sold Last Month

Median $/sqft

ZIP 46055$164
Hancock County$153

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Price change$430,000
2026-07-14Listed for sale$435,000

For Sale by Agent

AgentAdriana Santiago-Lora
BrokerageF.C. Tucker Company

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