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4315 Flexer Dr, Hernando Beach, FL, 34607

2beds
2baths
1,254sqft
$380,000
$303price/sqft
$2,691/moest. monthly cost
$107,640/yrincome needed

About This Home

Waterfront living with direct Gulf access in Hernando Beach. This beautifully remodeled 2-bedroom, 2-bath home is ideally positioned on a deep water canal near the end of the street, offering reduced boat traffic and a more peaceful setting. Enjoy the Florida lifestyle from the bright screened lanai overlooking the canal--perfect for morning coffee or relaxing evenings by the water. Inside, the home features a light, open layout with a functional flow between the kitchen, dining, and living areas designed for comfortable everyday living. The updated kitchen showcases shaker-style cabinetry, granite countertops, and stainless steel appliances, while both bathrooms have been tastefully renovated. Additional improvements include updated lighting and ceiling fans, new interior doors and baseboards, added insulation, fresh interior paint, and no carpet throughout. Luxury vinyl plank flooring enhances the bedrooms. With approximately 80 feet of waterfront, the property includes a seawall and a floating dock, offering direct access to the Gulf for boating and fishing enthusiasts. The fenced backyard, concrete patio, and fire pit create additional outdoor space to enjoy. Situated on a 0.17-acre corner lot with no HOA or CDD and short-term rentals permitted per seller, this property offers flexibility for full-time living, a second home, or investment use. Major updates include a 2025 roof and 2024 AC system, providing added peace of mind. The home is connected to county water and sewer. Conveniently located just minutes from US-19 with access to Tampa, St. Petersburg, and Tampa International Airport.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

4/10
4/10
Fox Chapel Middle SchoolGrades 6-85.7 mi
3/10
Weeki Wachee High SchoolGrades 9-129.8 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1980

Materials

  • Roof: Shingle
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Electric Water Heater,Microwave,Refrigerator
  • Laundry features: Electric Dryer Hookup,In Unit,Washer Hookup

Bedroom1

  • Level: Main
  • Area: 154
  • Dimensions: 11x14

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Den

  • Level: Main
  • Area: 176
  • Dimensions: 16x11

Features

  • Breakfast Bar,Open Floorplan,Pantry,Primary Bathroom - Shower No Tub,Master Downstairs,Walk-In Closet(s),Split Plan
  • Flooring: Stone,Vinyl

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,254
  • Total interior livable area: 1,254 sqft

Living Room

  • Level: Main
  • Area: 195
  • Dimensions: 15x13

Property

Details

  • Parcel number: r1222316202006300090
  • Zoning: R1A
  • Zoning description: Residential
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio,Screened
  • Exterior features: Dock
  • Fencing: Back Yard
  • Has view: Yes
  • View description: Canal
  • Has water view: Yes
  • Water view: Canal
  • On waterfront: Yes
  • Waterfront features: Canal Front,Direct Gulf Access

Lot

  • Lot size: 7,405 sqft
  • Features: Corner Lot

Parking

  • Total spaces: 1
  • Parking features: Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Tornado
Strong Wind
Wildfire
Tsunami

FEMA Declared Disasters in Hernando County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,921$23,052
Home Insurance *$127$1,524
Property Taxes $446$5,352
Electricity $197$2,366
Total$2,691$32,292
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$92,262/yr
40% on housing$80,730/yr
45% on housing$71,760/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.1%
4.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$303This listing

vs Other Active Listings

Avg $/sqft

ZIP 34607$245
Hernando County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 34607$303
Hernando County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Price change$380,000
2026-01-30Price change$399,000
2025-11-30Price change$420,000
2025-07-24Price change$430,000
2025-05-16Listed for sale$470,000
2017-06-20Sold$201,000
2017-06-20Pending sale$219,000
2017-06-20Listed for sale$219,000
2017-06-05Pending sale$219,000
2017-04-01Listed for sale$219,000
2011-11-04Listing removed$1,100
2011-10-28Listed for rent$1,100
2007-02-21Sold$282,000
2003-01-06Sold$175,000

For Sale by Agent

AgentTamara K. Hightower
BrokerageSVG Realty LLC

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