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4390 6th Isle Dr, Hernando Beach, FL, 34607

2beds
2baths
1,964sqft
$529,900
$270price/sqft
$3,742/moest. monthly cost
$149,680/yrincome needed

About This Home

Welcome to your dream retreat! This stunning updated waterfront, 2 bedroom, 2 bathroom, home offers the perfect blend of luxury and tranquility, nestled in the highly sought after community of Hernando Beach. As you step inside, you are welcomed by an inviting open-concept living space featuring a 'New Construction' feel and appeal with an eye catching triple sliding glass door that frames panoramic views of the shimmering canal and a ONE OF A KIND, air conditioned den/game room. The modern kitchen is a chef's delight, complete with NEW white Samsung appliances, sleek quartz countertops, soft close wood cabinets. farmhouse sink and an expansive island with breakfast bar--perfect for entertaining family and friends. Flowing seamlessly into the dining and living areas, the space is accentuated by elegant finishes, coastal LVP flooring, and an abundance of natural light. Enjoy cozy evenings on your very own painted beach (on your den floor) or step outside to your private deck, ideal for casting a line and catching dinner or just enjoying the gentle breezes. The massive concreted and expanded seawall leads down to the water's edge, where you can enjoy the double dock and store all your water toys. Retreat to the cozy primary suite and guest bedroom complete with two luxurious updated bathrooms, both featuring new vanities, stunning showers, new toilets, new mirrors and new fixtures. Towards the back of the home is a dedicated entertainment room, encompassed with new windows, new AC, foam insulated roof, custom beach painted epoxy flooring and it also has the best views in the house. With updated plumbing, electrical, and HVAC systems, this home is not only on the cusp of being called new construction, but also completely move-in ready. Located just minutes from local amenities, dining, and entertainment, this waterfront gem is the perfect place to create lasting memories. Don't miss the opportunity to make this stunning home your own--schedule a showing today! Roof 2015.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

5/10
4/10
Fox Chapel Middle SchoolGrades 6-85.8 mi
3/10
Weeki Wachee High SchoolGrades 9-129.8 mi

Construction

Condition

  • Year built: 1979

Materials

  • Roof: Shingle
  • Construction materials: Block,Concrete,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Oven,Microwave,Refrigerator,Tankless Water Heater,Washer

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Breakfast Bar,Built-in Features,Ceiling Fan(s),Open Floorplan,Pantry
  • Flooring: Vinyl

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,964
  • Total interior livable area: 1,964 sqft

Property

Details

  • Parcel number: R12 223 16 2310 0890 0020
  • Zoning: R1B
  • Zoning description: Residential
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Patio
  • Exterior features: Dock,Other
  • Fencing: Chain Link
  • On waterfront: Yes
  • Waterfront features: Canal Front,Direct Gulf Access

Lot

  • Lot size: 4,356 sqft
  • Features: Cul-De-Sac,Other

Parking

  • Total spaces: 1
  • Parking features: Attached,Other
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Tornado
Strong Wind
Wildfire
Tsunami

FEMA Declared Disasters in Hernando County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,679$32,148
Home Insurance *$177$2,124
Property Taxes $689$8,268
Electricity $197$2,371
Total$3,742$44,904
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$128,297/yr
40% on housing$112,260/yr
45% on housing$99,786/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.1%
4.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$270This listing

vs Other Active Listings

Avg $/sqft

ZIP 34607$243
Hernando County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 34607$303
Hernando County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-28Listed for sale$529,900
2025-07-13Listing removed$524,900
2025-05-16Price change$524,900
2025-02-25Price change$549,900
2024-09-13Listed for sale$649,900
2024-09-11Listing removed$3,395
2024-08-20Price change$3,395
2024-08-13Price change$3,445
2024-07-23Listed for rent$3,495
2023-06-28Sold$470,000
2021-04-16Sold$326,000
2021-02-24Pending sale$320,000
2021-02-16Price change$320,000
2021-01-19Listed for sale$330,000
1999-01-25Sold$90,000
1996-11-01Sold$79,500

For Sale by Agent

AgentElizabeth Calleri
BrokeragePeoples Trust Realty Inc

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