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4387 6th Isle Dr, Hernando Beach, FL, 34607

4beds
3baths
2,980sqft
$895,000
$300price/sqft
$6,205/moest. monthly cost
$248,200/yrincome needed

About This Home

Owners Motivated …… Price reduction!!! Live the ultimate coastal boating lifestyle in this fully renovated 4-bedroom, 3-bath waterfront pool home located in the highly sought-after direct Gulf access section of Hernando Beach. Positioned on 120 feet of saltwater canal frontage with no fixed bridges, this exceptional property offers unrestricted access to the Gulf of Mexico and the kind of waterfront freedom serious boaters dream about. Elevated approximately 7 feet above the high tide line per the elevation certificate, this home combines peace of mind with true Gulf Coast living. Designed for both luxury and comfort, the interior features elegant coastal finishes and spacious gathering areas perfect for entertaining after a day on the water. The chef’s kitchen showcases LG smart appliances, granite countertops, under-cabinet LED lighting, and abundant cabinetry, while luxury vinyl plank flooring and plantation shutters add warmth and style throughout. Multiple living spaces include formal living and dining rooms, a separate family room, and an oversized game room with wet bar and custom entertainment wall with wood-burning fireplace. The expansive owner’s suite offers a private sitting area or office and a spa-inspired bath with a multi-head walk-in shower. An ensuite guest bedroom provides privacy for visitors, while two additional bedrooms and another full bath offer plenty of room for family and friends. Additional upgrades include a new HVAC system, smart security camera system, remote-controlled pool lighting, custom shelving, oversized 3-car garage, 400 AMP electrical service, 50 AMP RV hookup, RV parking, detached storage buildings, and a 30 AMP compressor outlet. Step outside into your private waterfront retreat featuring a heated gunite pool, brick paver patio, covered lanai, fenced backyard, and observation deck with partial Gulf views. Boaters and anglers will appreciate the 120 feet of concrete seawall and oversized 10x40 floating dock capable of accommodating large vessels, boat lifts, or the ultimate custom dock setup. Fish for redfish, snook, and snapper right from your backyard while dolphins and manatees swim through the canal behind your home. This direct Gulf access section of Hernando Beach is one of the most desirable boating communities on Florida’s Gulf Coast thanks to its deep saltwater canals, unrestricted Gulf access, and lack of HOA or deed restrictions. Short-term rentals are allowed, and owners may keep boats, RVs, trailers, and commercial vehicles for unmatched flexibility. Life here revolves around the water, with nearby waterfront tiki bars, seafood markets, marinas, and local restaurants creating a true Old Florida atmosphere. Enjoy world-class fishing, offshore adventures, scalloping, and easy access to the crystal-clear Weeki Wachee River for kayaking, paddleboarding, and swimming in 74-degree spring-fed waters. Spend weekends at Hernando Beach Flats or cruise to Homosassa, Crystal River, and Anclote Key Preserve State Park for unforgettable days on the Gulf. Despite its peaceful coastal setting, Hernando Beach is conveniently located just minutes from US-19, shopping, restaurants, hospitals, and everyday conveniences, while Tampa International Airport is approximately one hour away. This is more than a waterfront home—it’s a complete Gulf Coast lifestyle built around boating, fishing, entertaining, and freedom on the water.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

4/10
4/10
Fox Chapel Middle SchoolGrades 6-85.8 mi
3/10
Weeki Wachee High SchoolGrades 9-129.8 mi

Construction

Condition

  • Year built: 1968

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Ceiling Fan(s),Chair Rail,High Ceilings,Stone Counters,Walk-In Closet(s)
  • Window features: Window Treatments
  • Flooring: Ceramic Tile
  • Fireplace features: Masonry,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,321
  • Total interior livable area: 2,980 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First

Property

Details

  • Parcel number: R1222316231008900110
  • Zoning: R2
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: Gunite,Heated,In Ground
  • Exterior features: Awning(s),Private Mailbox
  • Fencing: Vinyl
  • Has view: Yes
  • View description: Water,Canal,Gulf/Ocean - Partial
  • Has water view: Yes
  • Water view: Water,Canal,Gulf/Ocean - Partial
  • On waterfront: Yes
  • Waterfront features: Canal - Saltwater,Bay/Harbor Access,Saltwater Canal Access,Gulf/Ocean Access,Gulf/Ocean to Bay Access,Bridges - No Fixed Bridges,Sailboat Water,Seawall
  • Waterbody name: DIRECT GULF ACCESS

Lot

  • Lot size: 0.28 Acres
  • Features: CoastalConstruction Control Line

Parking

  • Total spaces: 3
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Tornado
Strong Wind
Wildfire
Tsunami

FEMA Declared Disasters in Hernando County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,525$54,300
Home Insurance *$299$3,588
Property Taxes $1,082$12,984
Electricity $299$3,598
Total$6,205$74,460
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$212,742/yr
40% on housing$186,150/yr
45% on housing$165,466/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.1%
4.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$300This listing

vs Other Active Listings

Avg $/sqft

ZIP 34607$242
Hernando County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 34607$303
Hernando County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-07Price change$895,000
2026-05-04Price change$950,000
2026-04-17Price change$975,000
2026-03-16Price change$979,000
2026-02-11Listed for sale$985,000
2026-02-03Pending sale$985,000
2026-01-12Price change$985,000
2025-10-11Price change$999,000
2025-09-12Price change$1,050,000
2025-05-21Listed for sale$1,100,000
2024-09-30Listing removed$1,150,000
2024-08-09Price change$1,150,000
2024-05-06Listed for sale$1,300,000
2017-05-30Sold$350,000
2017-05-08Listed for sale$379,900
2017-04-28Pending sale$379,900
2016-10-05Price change$379,900
2016-04-12Listed for sale$389,000
2013-06-03Listing removed$275,000
2012-12-06Listed for sale$275,000
1998-05-29Sold$105,000

For Sale by Agent

AgentGREG Klesius, GULF COAST FISHING HOMES RLTY
BrokerageGULF COAST FISHING HOMES RLTY

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