41 Elderberry Ln, Valparaiso, IN, 46383
About This Home
Better than new! Built in 2024 this stunning 4-bedroom, 2.5-bath home offers modern design, quality craftsmanship, and peace of mind. Featuring a full basement and thoughtfully designed living spaces, this home is move-in ready with upgrades throughout--ask your agent for the complete list of updates. Enjoy low annual association dues while taking in the serene setting, including a private pond just across the street. Even better, the property backs up to a protected conservancy district with a picturesque creek, ensuring your natural views will remain untouched. A rare opportunity to own a nearly new home in a truly tranquil location! SELLER IS MOTIVATED! All offers will be considered.
Getting Around
Car-Dependent
No Nearby Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2024
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Built-In Gas Range,Range Hood,Refrigerator,Microwave,Gas Cooktop,ENERGY STAR Qualified Appliances,Dishwasher,Disposal
- Laundry features: Gas Dryer Hookup,Washer Hookup,Upper Level,Laundry Room
Basement
- Has basement: Yes
- Basement: Bath/Stubbed,Interior Entry,Full,Daylight
Bedroom2
- Level: Upper
- Area: 144
- Dimensions: 12.0 x 12.0
Bedroom3
- Level: Upper
- Area: 187
- Dimensions: 17.0 x 11.0
Bedroom4
- Level: Upper
- Area: 132
- Dimensions: 12.0 x 11.0
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Bonus Room
- Level: Upper
- Area: 64
- Dimensions: 8.0 x 8.0
Dining Room
- Level: Main
- Area: 161
- Dimensions: 14.0 x 11.5
Features
- Ceiling Fan(s),Walk-In Closet(s),Soaking Tub,Recessed Lighting,Pantry,Open Floorplan,Kitchen Island,His and Hers Closets,Granite Counters,Eat-in Kitchen,Double Vanity
- Window features: Blinds,Insulated Windows,Display Window(s)
- Number of fireplaces: 1
- Fireplace features: Gas,Living Room,Gas Log
- Fireplace: Yes
- Finished area above ground: 2,473
Heating
- Heating features: Forced Air,Natural Gas
Interior Area
- Total structure area: 2,473
- Total interior livable area: 2,473 sqft
Kitchen
- Level: Main
- Area: 165
- Dimensions: 15.0 x 11.0
Laundry
- Level: Upper
- Area: 56
- Dimensions: 8.0 x 7.0
Living Room
- Level: Main
- Area: 270
- Dimensions: 18.0 x 15.0
Primary Bedroom
- Level: Upper
- Area: 225
- Dimensions: 15.0 x 15.0
Property
Details
- Parcel number: 640624177034000006
- Special condition: Standard
Features
- Levels: Two
- Pool features: None
- Patio & porch: Deck,Front Porch
- Exterior features: Private Yard,Rain Gutters
- Fencing: Back Yard,Partial,Fenced
- Has view: Yes
- View description: Neighborhood,Park/Greenbelt,Pond
- Has water view: Yes
- Water view: Pond
Lot
- Lot size: 9,147 sqft
- Features: Back Yard,Landscaped,Front Yard,Few Trees
Parking
- Total spaces: 3
- Parking features: Attached,Kitchen Level,Garage Faces Front,Driveway,Concrete,Additional Parking,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Strong Wind
- Tornado
- Lightning
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Indiana Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,805 | $33,660 |
| Home Insurance * | $268 | $3,216 |
| Property Taxes | $374 | $4,488 |
| Electricity | $226 | $2,720 |
| Total | $3,673 | $44,076 |
Income You'd Need if You Spent...
Indiana FAIR Plan Programs
Indiana Basic Property Insurance Underwriting Association
Wildfire
HailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-17 | Price change | $549,900 |
| 2026-07-28 | Price change | $554,900 |
| 2026-07-17 | Price change | $557,000 |
| 2026-07-13 | Price change | $567,000 |
| 2026-06-18 | Price change | $569,900 |
| 2026-06-10 | Price change | $572,900 |
| 2026-06-01 | Listed for sale | $574,900 |
| 2024-02-23 | Sold | $529,900 |
| 2023-12-28 | Contingent | $529,900 |
| 2023-12-27 | Listed for sale | $529,900 |
| 2023-01-25 | Listing removed | -- |
| 2022-11-29 | Listed for sale | $458,000 |
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