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3480 Harbor Dr, Weeki Wachee, FL, 34607

2beds
1baths
720sqft
$489,000
$679price/sqft
$3,531/moest. monthly cost
$141,240/yrincome needed

About This Home

This Island 2 bedroom, 1 bathroom home is nestled in beautiful Pine Island. This home will give you total peace of mind with a long lasting metal roof, newer hurricane rated windows, new plumbing, new electric, new water heater, new a/c, and a new washer and dryer. This home showcases high cathedral ceilings with wood beams throughout the living areas. This kitchen offers a refrigerator, microwave, and stove. It features bright cabinets and dark quartz countertops. Both bedrooms have vaulted ceilings and ceiling fans and the full bathroom features a walk in shower, Outside, you will find relaxation and tranquility, whether you are entertaining your family and friends in your fully fenced yard or pulling up a chair around your fire pit. This Island oasis is a short walk to the beach. In less than 60 seconds, you can be barefoot walking in the sand and staring out into the Gulf for those Gulf Coast sunsets you dream about. This location is truly storybook! This home even has amazing rental opportunities. This home will have the opportunity to come COMPLETELY FURNISHED and turnkey. Close to amazing local restaurants, shopping, fishing, and private boat ramps for residents, this home has it all. Welcome home

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

4/10
4/10
Fox Chapel Middle SchoolGrades 6-86.9 mi
3/10
Weeki Wachee High SchoolGrades 9-126.6 mi

Construction

Condition

  • Year built: 1973

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Metal
  • Construction materials: Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Range,Refrigerator,Washer
  • Laundry features: Upper Level

Bedroom2

  • Features: Built-in Closet
  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: Second

Features

  • Cathedral Ceiling(s),Ceiling Fan(s),High Ceilings
  • Flooring: Laminate

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 880
  • Total interior livable area: 720 sqft

Kitchen

  • Level: Second

Living Room

  • Level: Second

Primary Bedroom

  • Features: Built-in Closet
  • Level: Second

Property

Details

  • Parcel number: R1322216303000000470
  • Zoning: PDP
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Lighting
  • Has view: Yes
  • View description: Gulf/Ocean - Partial
  • Has water view: Yes
  • Water view: Gulf/Ocean - Partial

Lot

  • Lot size: 5,843 sqft

Parking

  • Total spaces: 1
  • Parking features: Carport
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Hernando County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,472$29,664
Home Insurance *$163$1,956
Property Taxes $699$8,388
Electricity $197$2,366
Total$3,531$42,372
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$121,062/yr
40% on housing$105,930/yr
45% on housing$94,160/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.1%
4.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$679This listing

vs Other Active Listings

Avg $/sqft

ZIP 34607$243
Hernando County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 34607$303
Hernando County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-06Price change$489,000
2025-09-13Listed for sale$497,000
2024-09-27Listing removed$659,000
2024-09-07Price change$659,000
2024-08-13Price change$689,000
2024-04-03Price change$699,000
2024-02-29Listed for sale$739,000
2023-09-11Listing removed--
2023-07-20Price change$759,000
2023-04-17Price change$779,000
2023-02-27Listed for sale$799,000
2019-10-04Sold$285,000
2019-10-04Pending sale$299,000
2019-09-23Listed for sale$299,000
2019-09-23Pending sale$299,000
2019-07-23Listed for sale$299,000
2016-02-19Sold$176,100
2016-02-09Pending sale$175,900
2016-02-03Listed for sale$175,900
2015-12-17Listing removed$177,900
2015-12-15Price change$177,900
2015-11-13Price change$182,900
2015-10-13Listed for sale$199,900
2015-07-11Listing removed--
2015-07-09Listed for sale--
2003-02-10Sold$175,000

For Sale by Agent

AgentAdam Kruszynski
BrokerageTROPIC SHORES REALTY LLC

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