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3327 White Oak Trl, Newburgh, IN, 47630

3beds
3baths
2,506sqft
$460,000
$184price/sqft
$3,681/moest. monthly cost
$147,240/yrincome needed

About This Home

In every development, there are a handful of homes that stand apart. Sometimes it’s the location. Sometimes it’s the upgrades. Occasionally, it’s both. Positioned on the water in the Villas of Oak Grove, this end-unit combines one of the community’s most desirable settings with thoughtful customizations that make it notably different from a standard offering. Natural light pours through the home from multiple directions, a benefit of the end-unit location that is immediately apparent the moment you arrive. The open floor plan creates an easy flow between kitchen, dining, and living spaces, designed for both everyday comfort and entertaining. During construction, the owners invested in upgrades that continue to add value today. Plantation shutters throughout provide a timeless finish and represent a substantial investment on their own. A custom dormer expands the home’s architectural presence while adding usable interior space. Above the garage, a finished bonus room offers flexibility for guests, hobbies, a home office, fitness equipment, or simply the extra room every homeowner eventually discovers they need. The setting behind the home is equally compelling. The backyard is open. The enlarged patio and screened porch overlook the water, creating a sense of space rarely found in low-maintenance living in our local market. A dedicated gas hookup is already in place, ready for future outdoor cooking or entertaining enhancements. The appeal of town home living has always been simplicity. What makes this home special is that it delivers that simplicity without compromising on light, space, views, privacy, or quality. For buyers seeking one of the most thoughtfully improved town homes available, this is an opportunity worth a closer look.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

10/10
9/10
Castle High SchoolGrades 9-122.0 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Slab
  • Roof: Asphalt
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: Townhouse
  • Architectural style: Ranch
  • Property subType: Condominium,Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Washer,Dryer-Electric,Electric Range
  • Laundry features: Main Level

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 3

Dining Room

  • Level: Main
  • Area: 238

Features

  • Ceiling-9+,Walk-In Closet(s),Eat-in Kitchen,Kitchen Island,Open Floorplan,Main Level Bedroom Suite,Great Room
  • Flooring: Hardwood,Carpet,Tile
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,506

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,442
  • Total interior livable area: 2,506 sqft

Kitchen

  • Level: Main
  • Area: 182

Living Room

  • Level: Main
  • Area: 306

Property

Details

  • Parcel number: 871221205109.000019

Features

  • Patio & porch: Patio,Screened
  • On waterfront: Yes
  • Waterfront features: Lake,Lake Front
  • Frontage length: Water Frontage(45)

Lot

  • Lot size: 8,878 sqft
  • Features: Level,Planned Unit Development,City/Town/Suburb,Landscaped
  • Lot size dimensions: 193 x 46

Parking

  • Total spaces: 2
  • Parking features: Attached,Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Ice Storm
Strong Wind
Tornado
Winter Weather
Cold Wave
Earthquake
Hail
Lightning

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,326$27,912
Home Insurance *$263$3,156
Property Taxes $863$10,356
Electricity $229$2,756
Total$3,681$44,172
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$126,205/yr
40% on housing$110,430/yr
45% on housing$98,160/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 5.7%
5.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$184This listing

vs Other Active Listings

Avg $/sqft

ZIP 47630$168
Warrick County$154

vs Homes Sold Last Month

Median $/sqft

ZIP 47630$158
Warrick County$143

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-26Listed for sale$460,000

For Sale by Agent

AgentPhilip R Hooper
BrokerageBerkshire Hathaway HomeServices Indiana Realty

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