See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

5019 Waterford Ln, Middletown, OH, 45042

2beds
2baths
0sqft
$363,900
--price/sqft
$2,590/moest. monthly cost
$103,600/yrincome needed

About This Home

Created for buyers who value time, convenience, and modern design, this newly built ranch delivers effortless, low maintenance living. A no step layout, brand new construction, and optional HOA services for lawn care and snow removal eliminate weekend chores and make the home truly turnkey from day one. Inside, the open floor plan is highlighted by vaulted ceilings and a quartz appointed kitchen with island seatingideal for both everyday living and entertaining. The private primary suite serves as a comfortable retreat, featuring a walk in closet and spa inspired bath with a zero entry shower. Smart design, easy living, and nothing left to do but move in and enjoy."

Getting Around

2
WalkingCar-Dependent
0
TransitNo Nearby Transit
22
BikeSomewhat Bikeable

Schools

4/10
Franklin High SchoolGrades 7,9-122.6 mi
4/10

Construction

Condition

  • New construction: Yes

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Brick,Stone,Vinyl Siding

Other

  • Builder name: Todd Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Oven/Range,Electric Water Heater

Basement

  • Basement: None

Bathroom1

  • Features: Full
  • Level: First

Bathroom2

  • Features: Full
  • Level: First

Bedroom2

  • Level: First
  • Area: 156

Bedroom3

  • Area: 0

Bedroom4

  • Area: 0

Bedroom5

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Chandelier,Open,Walkout
  • Level: First
  • Area: 130

Family Room

  • Area: 0

Features

  • High Ceilings,Cathedral Ceiling(s),Other,Ceiling Fan(s),Recessed Lighting
  • Door features: French Doors,Multi Panel Doors
  • Window features: Vinyl,ENERGY STAR Qualified Windows,Insulated Windows

Heating & Cooling

  • Heating features: ENERGY STAR Qualified Equipment,Forced Air,Gas,Gas Furn EF Rtd 95%+
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0

Kitchen

  • Features: Pantry,Eat-in Kitchen,Gourmet,Kitchen Island,Wood Cabinets,Marble/Granite/Slate,Other
  • Area: 200

Living Room

  • Features: Other
  • Area: 238

Master Bathroom

  • Features: Built-In Shower Seat,Shower,Tile Floor,Double Vanity,Other

Master Bedroom

  • Features: Bath Adjoins,Walk-In Closet(s),Wall-to-Wall Carpet,Other
  • Level: First
  • Area: 224

Office

  • Area: 0

Property

Accessibility

  • Accessibility features: No Accessibility Features

Details

  • Parcel number: Q6511073000113
  • Zoning description: Residential

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered Deck/Patio,Patio,Porch
  • Topography of land: Cleared

Lot

  • Lot size: 6,708 sqft
  • Features: Cul-De-Sac,Less than .5 Acre

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,840$22,080
Home Insurance *$206$2,472
Property Taxes $351$4,212
Electricity $193$2,320
Total$2,590$31,080
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$88,800/yr
40% on housing$77,700/yr
45% on housing$69,066/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 45042$124
Butler County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 45042$154
Butler County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-19Price change$364,000
2025-03-31Price change$389,000
2025-03-03Listed for sale$369,000
2024-06-10Sold$68,500

New Construction Spec

AgentAndrew Coleman
BrokerageSibcy Cline, Inc.

Similar Homes