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3478 Companero Entra, Hernando Beach, FL, 34607

3beds
2baths
1,160sqft
$440,000
$379price/sqft
$3,160/moest. monthly cost
$126,400/yrincome needed

About This Home

DIRECT GULF ACCESS WATERFRONT LIVING featuring a OVERSIZE CORNER LOT with a NATURAL PRESERVE DIRECTLY ACROSS THE STREET and a REAR WESTERLY-FACING BACKYARD FOR BREATHTAKING SUNSETS. This 3 bedroom / 2 bath home is currently being used as an active vacation rental and will be sold TURNKEY with everything from the furniture to the cups and plate being included. Could you ask for anything more in a property? Designed for both everyday comfort and entertaining, this home features a bright, open floor plan with a spacious family room that flows seamlessly into the dining area and updated kitchen. The kitchen has been tastefully renovated with beautiful cabinetry, SOLID SURFACE COUNTERTOPS, and STAINLESS STEEL APPLIANCES. Durable VINYL AND LAMINATE FLOORING extends throughout the home, while large windows fill the living spaces with natural light and showcase the surrounding water and preserve views. The spacious primary suite and guest bedrooms provide comfortable accommodations, while both bathrooms have been thoughtfully updated. The primary bath features a stunning FLOOR-TO-CEILING CUSTOM TILE SHOWER WITH GLASS ENCLOSURE, and the guest bath offers an updated TUB/SHOWER COMBINATION WITH CUSTOM TILE SURROUNDS. Additional conveniences include an interior laundry room with utility sink and sliding glass doors with built-in blinds leading to the backyard waterfront. Outdoor living is what Hernando Beach is all about! Relax on the covered front porch overlooking the preserve, or enjoy the waterfront lifestyle from TWO OPEN CONCRETE PATIOS in the backyard. Boaters will appreciate the 61 FEET OF WATERFRONT , CONCRETE SEAWALL, 12' x 8' WOOD FLOATING DOCK, and DEEP WIDE CANAL WITH DIRECT GULF ACCESS through the area's scenic canal system, making it easy to spend your days fishing, boating, kayaking, paddleboarding, or watching breathtaking sunsets on the Gulf of Mexico. Additional updates include a NEW ROOF (2020), A/C (2024), and WATER HEATER (2018), providing peace of mind for years to come. The property also features an OVERSIZED partially fenced in yard with plenty of room for a FUTURE POOL as well as plenty of parking for your boat, RV, and jet skis. Located in the heart of HERNANDO BEACH, this home is in a GOLF CART-FRIENDLY COMMUNITY with NO HOA, NO CDD FEES, and SHORT-TERM RENTALS ALLOWED, making it an outstanding opportunity for a primary residence, vacation home, or investment property. Residents enjoy quick access to waterfront restaurants, marinas, public boat ramps, and the crystal-clear waters of Weeki Wachee Springs, while shopping, dining, hospitals, and everyday conveniences are just minutes away. With the Suncoast Parkway nearby, commuting to Tampa, St. Petersburg, Clearwater, and Tampa International Airport are quick and convenient. Experience the best of Florida's NATURE COAST, where every day feels like a vacation. Whether you're searching for exceptional boating access, outstanding fishing, or a peaceful waterfront retreat, this move-in-ready home offers the lifestyle you've been dreaming of.

Getting Around

25
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

5/10
4/10
Fox Chapel Middle SchoolGrades 6-85.7 mi
3/10
Weeki Wachee High SchoolGrades 9-1210.0 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1978

Materials

  • Roof: Shingle
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Electric Range,Microwave,Refrigerator,Washer
  • Laundry features: In Unit

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Primary Bathroom - Shower No Tub,Split Plan
  • Flooring: Tile,Vinyl

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,160
  • Total interior livable area: 1,160 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: R13 223 16 2320 0930 0020
  • Zoning: R1B
  • Zoning description: Residential
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Rear Porch,Side Porch
  • Exterior features: Dock
  • Fencing: Chain Link
  • Has view: Yes
  • View description: Canal,Water,Protected Preserve
  • Has water view: Yes
  • Water view: Canal,Water
  • On waterfront: Yes
  • Waterfront features: Canal Front,Navigable Water,Ocean Access,Seawall,Direct Gulf Access,Waterfront Community

Lot

  • Lot size: 8,712 sqft
  • Features: Cleared,Corner Lot

Parking

  • Parking features: Off Street,Other

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Tornado
Strong Wind
Wildfire
Tsunami

FEMA Declared Disasters in Hernando County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,224$26,688
Home Insurance *$147$1,764
Property Taxes $592$7,104
Electricity $197$2,366
Total$3,160$37,920
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$108,342/yr
40% on housing$94,800/yr
45% on housing$84,266/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.1%
4.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$379This listing

vs Other Active Listings

Avg $/sqft

ZIP 34607$244
Hernando County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 34607$303
Hernando County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-25Listed for sale$440,000
2024-09-12Listing removed$489,000
2024-01-31Price change$489,000
2023-10-19Price change$498,000
2023-09-14Listed for sale$499,000
2023-07-28Listing removed--
2023-07-08Listed for rent$2,990
2021-12-30Sold$340,000
2021-12-04Contingent$344,900
2021-11-20Listed for sale$344,900

For Sale by Agent

AgentSarah M Hill
BrokerageHill Point Realty Inc

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