4290 Carlos Ct, Hernando Beach, FL, 34607
About This Home
This Exceptional Waterfront residence delivers the quintessential Hernando Beach lifestyle, showcasing radiant water views, true Gulf-direct access, and an enviable boating experience. Thoughtfully designed and elevated, this stilt-style coastal retreat blends timeless charm with refined comfort, creating an atmosphere of relaxed luxury. The main living level features a spacious, well-appointed kitchen with extensive cabinetry and storage, ideal for both elegant entertaining and everyday living. The home offers two private bedroom suites, each complete with updated spa-inspired bathrooms, dual closets, and private covered patios overlooking the canal with coveted south/southwest exposure. The primary suite is enhanced by a walk-in closet and serene water views. At the heart of the home, the expansive family room is anchored by a wood-burning fireplace, adding warmth and sophistication. Glass sliders(full pocket doors)open to the covered upper terraces that span the rear of the home, seamlessly blending indoor and outdoor living while framing stunning water and sunset views. Below, a covered waterfront entertaining area offers the perfect setting for alfresco gatherings, just steps from your private dock. For boating enthusiasts, the Hernando Beach Marina is visible and only minutes away, providing effortless access to the Gulf. The property includes a 61-foot seawall and floating deep-water dock, ideal for boats, jet skis, and serious watercraft, and outdoor shower. From the upper decks, enjoy captivating sunsets that stretch across the entire back of the home--an everyday luxury that never gets old. The ground-level laundry and utility space offers exceptional versatility, easily accommodating fishing gear, boating equipment, or outdoor lifestyle storage. Two oversized garage doors provide space for up to three vehicles, jet skis, or a boat, adding both convenience and functionality. Surrounded by lush tropical landscaping, mature trees, and vibrant flower beds, this home offers the feeling of a private coastal sanctuary--a true tropical paradise designed for refined waterfront living. Roof replaced in 03/05/2020, AC 01/20/2009. Flood Ins is Transferable/900 dollars
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1991
Materials
- Roof: Shingle
- Construction materials: Block,Concrete,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Electric Range,Refrigerator,Washer
- Laundry features: Electric Dryer Hookup,Lower Level,Washer Hookup
Bathroom2
- Level: Upper
- Area: 121
- Dimensions: 11x11
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Family Room
- Level: Upper
- Area: 476
- Dimensions: 28x17
Features
- Breakfast Bar,Ceiling Fan(s),Double Vanity,Eat-in Kitchen,His and Hers Closets,Open Floorplan,Primary Bathroom - Shower No Tub,Vaulted Ceiling(s),Walk-In Closet(s),Split Plan
- Window features: Skylight(s)
- Flooring: Carpet,Laminate,Tile
- Number of fireplaces: 1
- Fireplace features: Wood Burning
- Fireplace: Yes
Heating & Cooling
- Heating features: Central,Heat Pump
- Cooling features: Central Air
Interior Area
- Total structure area: 1,431
- Total interior livable area: 1,431 sqft
Kitchen
- Level: Upper
- Area: 140
- Dimensions: 14x10
Master Bathroom
- Level: Upper
- Area: 66
- Dimensions: 11x6
Master Bedroom
- Level: Upper
- Area: 156
- Dimensions: 13x12
Property
Accessibility
- Accessibility features: Accessible Kitchen,Accessible Stairway,Accessible Washer/Dryer
Details
- Parcel number: R13 223 16 2320 0930 0390
- Attached to another structure: Yes
- Zoning: R1B
- Zoning description: Residential
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered,Deck,Patio,Rear Porch
- Exterior features: Balcony,Dock,Outdoor Shower
- Has view: Yes
- View description: Canal,Marina
- Has water view: Yes
- Water view: Canal,Marina
- On waterfront: Yes
- Waterfront features: Canal Front,Seawall,Direct Gulf Access
Lot
- Lot size: 4,356 sqft
- Features: Cul-De-Sac
- Lot size dimensions: 60 x 100
Parking
- Total spaces: 3
- Parking features: Garage,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Hurricane
- Lightning
- Tornado
- Strong Wind
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Hernando County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,728 | $32,736 |
| Home Insurance * | $180 | $2,160 |
| Property Taxes | $654 | $7,848 |
| Electricity | $197 | $2,366 |
| Total | $3,759 | $45,108 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-02-03 | Listed for sale | $539,500 |
| 2025-07-26 | Listing removed | $530,000 |
| 2025-06-18 | Price change | $530,000 |
| 2025-04-25 | Price change | $549,900 |
| 2025-04-10 | Listed for sale | $575,000 |
| 2023-04-01 | Listing removed | -- |
| 2022-09-24 | Listed for sale | $210,000 |
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