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4510 PENKERT PLACE, Lakeland, FL, 33811

5beds
4baths
2,712sqft
$446,000
$164price/sqft
$3,331/moest. monthly cost
$133,240/yrincome needed

About This Home

Don't miss 4510 Penkert Pl, a residence updated with fresh interior paint providing a welcoming atmosphere. The kitchen is equipped with all stainless steel appliances and a functional island. The primary bathroom provides double sinks and a layout with Jacuzzi. Outdoor enjoyment is enhanced by a covered patio and a securely fenced backyard. This home blends comfort, style, and practical updates perfectly. Included 100-Day Home Warranty with buyer activation THE HOME IS NOT A CDD.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

4/10
Southwest Middle SchoolGrades 6-86.0 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Stucco,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Microwave,Other
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Primary Bedroom Main Floor,Stone Counters
  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,712
  • Total interior livable area: 2,712 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: Second

Property

Details

  • Parcel number: 232907139852000290
  • Zoning: RES
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Other

Lot

  • Lot size: 0.27 Acres

Parking

  • Total spaces: 2
  • Parking features: None
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Strong Wind
Hurricane
Lightning
Wildfire

FEMA Declared Disasters in Polk County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,255$27,060
Home Insurance *$315$3,780
Property Taxes $489$5,868
Electricity $272$3,275
Total$3,331$39,972
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$114,205/yr
40% on housing$99,930/yr
45% on housing$88,826/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$164This listing

vs Other Active Listings

Avg $/sqft

ZIP 33811$147
Polk County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 33811$192
Polk County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Price change$430,000
2026-07-23Price change$446,000
2026-06-11Price change$450,000
2026-05-14Listed for sale$470,000
2026-05-06Sold$470,000
2023-03-08Sold$68,395

For Sale by Agent

AgentKaren Albright
BrokerageOPENDOOR BROKERAGE LLC

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