643 W 9TH STREET, Lakeland, FL, 33805
About This Home
Brand-new construction in the heart of Lakeland! This beautifully designed 3-bedroom, 2-bath home offers modern living with an open-concept layout, stylish finishes, and quality craftsmanship throughout. The spacious kitchen flows seamlessly into the living and dining areas, creating the perfect space for entertaining and everyday living. Enjoy a thoughtfully designed split-bedroom floor plan, a private primary suite, and plenty of natural light throughout the home. Built with comfort and efficiency in mind, this move-in-ready property delivers the benefits of new construction with contemporary style and functionality. Conveniently located near shopping, dining, schools, and major roadways, this is an incredible opportunity to own a brand-new home in one of Central Florida’s growing communities.
Getting Around
Somewhat Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Property condition: Completed
- New construction: Yes
- Year built: 2026
Materials
- Foundation: Slab
- Roof: Shingle
- Construction materials: Block
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Microwave,Range,Refrigerator
- Laundry features: Laundry Room
Bathroom1
- Level: First
Bathroom1
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Level: First
Features
- Ceiling Fan(s)
- Flooring: Luxury Vinyl
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 1,619
- Total interior livable area: 1,436 sqft
Kitchen
- Level: First
Living Room
- Level: First
Primary Bedroom
- Features: Built-in Closet
- Level: First
Property
Details
- Parcel number: 232812050500014060
- Special condition: None
Features
- Levels: One
- Stories: 1
- Exterior features: None
Lot
- Lot size: 4,386 sqft
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Hurricane
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters in Polk County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,491 | $17,892 |
| Home Insurance * | $288 | $3,456 |
| Property Taxes | $443 | $5,316 |
| Electricity | $197 | $2,366 |
| Total | $2,419 | $29,028 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-03 | Price change | $295,000 |
| 2026-07-08 | Price change | $307,500 |
| 2026-05-19 | Listed for sale | $315,000 |
View on Zillow