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85 Southshore Dr #A-1, Tuckasegee, NC, 28783

2beds
2baths
1,200sqft
$379,000
$316price/sqft
$2,340/moest. monthly cost
$93,600/yrincome needed

About This Home

PRICE IS NOW $458,000.Here's your opportunity to become part of beautiful Bear Lake Reserve. This fully furnished 2 bedroom 2 bath condo has water and mountain views. Well maintained and tastefully furnished, open floor plan with a gas log fireplace. New HVAC, freshly painted, new garbage disposal, and so many other updates! This gated community offers all that you want in a mountain get away. Come and experience all that beautiful Bear Lake has to offer. This community checks all the boxes from lake, boat marina, fitness center, hiking, tennis, golf (the only Jack Nicklaus 9 hole course). and of course Pickleball. Bear Lake is a full recreational lake with paddle boarding & water skiing. Enjoy the Lake Club for fine dining and the casual Tap Room. Enjoy the sandy beach, 2 heated pools, & 2 hot tubs. When not here enjoying your "peace of paradise," consider making it available as a vacation rental.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

2/10
Cullowhee Valley SchoolGrades PK-88.4 mi
5/10
Smoky Mountain HighGrades 9-1211.7 mi
7/10
Jackson Co Early CollegeGrades 9-1211.8 mi

Construction

Condition

  • Year built: 2006

Materials

  • Foundation: Crawl Space
  • Construction materials: Hardboard Siding,Wood

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Gas Oven,Microwave,Refrigerator,Washer
  • Laundry features: In Unit

Bathroom Full

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,200

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,200
  • Total interior livable area: 1,200 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 7586938958
  • Zoning: R-1
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Lower
  • Pool features: Community
  • Patio & porch: Balcony,Covered
  • Spa features: Community
  • Has view: Yes
  • View description: Mountain(s),Water
  • Has water view: Yes
  • Water view: Water
  • Waterfront features: Beach - Public,Boat Slip (Lease/License)

Parking

  • Parking features: Parking Space(s)

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Inland Flooding
Hail
Ice Storm
Landslide
Strong Wind
Tornado

FEMA Declared Disasters in Jackson County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,916$22,992
Home Insurance *$116$1,392
Property Taxes $108$1,296
Electricity $200$2,405
Total$2,340$28,080
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$80,228/yr
40% on housing$70,200/yr
45% on housing$62,400/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$316This listing

vs Other Active Listings

Avg $/sqft

ZIP 28783$417
Jackson County$444

vs Homes Sold Last Month

Median $/sqft

ZIP 28783$315
Jackson County$377

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-25Price change$458,000
2025-07-13Price change$465,000
2025-03-03Listed for sale$485,000
2024-04-12Sold$410,000
2015-07-22Sold$336,500
2007-04-04Sold$559,000

For Sale by Agent

AgentJohn Lefner
BrokerageBLR Realty LLC

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