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13290 DON LOOP, Spring Hill, FL, 34609

3beds
2baths
1,989sqft
$434,900
$219price/sqft
$3,223/moest. monthly cost
$128,920/yrincome needed

About This Home

SELLER WILL REPLACE ROOF BEFORE CLOSING!!! Summer is here, and welcome to your next chapter in the highly desirable Amber Woods community of Spring Hill, Florida! This charming and affordable POOL HOME offers the perfect combination of comfort, space, and convenience with NO HOA fees, NO CDD fees, and NO flood insurance required. Situated on an oversized corner lot, this beautifully maintained 3-bedroom, 2-bathroom home features nearly 2,000 square feet of living space, soaring ceilings, abundant natural light, and an open-concept layout designed for both everyday living and entertaining. Major recent upgrades provide peace of mind, including a NEW HVAC system in 2025, NEW water heater in 2025, and a saltwater pool with a NEW pump. Inside, the spacious living, dining, and kitchen areas flow seamlessly together, creating a bright and inviting atmosphere. The kitchen offers modern appliances, a closet pantry, breakfast bar seating, plenty of 42-inch cabinetry, and generous counter space perfect for preparing meals and hosting gatherings. The primary suite serves as a private retreat with an en-suite bathroom and a large walk-in closet, while the additional bedrooms provide flexibility for guests, a home office, or family needs. The indoor laundry room includes brand-new cabinets, and the washer and dryer stay with the home for added convenience. Step outside to enjoy the large screened lanai and your private backyard oasis, ideal for relaxing by the pool, entertaining guests, gardening, or enjoying peaceful Florida evenings under the stars. The oversized 2-car garage and expansive outdoor space add even more functionality and appeal. Conveniently located just minutes from the Suncoast Parkway (589), shopping, dining, parks, and entertainment, this move-in ready home offers both tranquility and accessibility. VA QUALIFIED?? ASK YOUR AGENT ABOUT OUR VA ASSUMABLE LOAN OPTION AT 4.75% Don’t miss your opportunity to own this rare gem at 13290 Don Loop, Spring Hill, FL 34609. Schedule your private showing today!

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

4/10
5/10
Powell Middle SchoolGrades 6-81.3 mi
3/10
Central High SchoolGrades 9-125.9 mi

Construction

Condition

  • Property condition: Completed
  • Year built: 1996

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Oven,Dishwasher,Dryer,Microwave,Washer
  • Laundry features: Electric Dryer Hookup,Inside,Laundry Room,Washer Hookup

Bathroom2

  • Features: Tub With Shower,Linen Closet
  • Level: First

Bedroom2

  • Features: Built-in Closet
  • Level: First

Bedroom3

  • Features: Built-in Closet
  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Eating Space In Kitchen,High Ceilings,Solid Surface Counters
  • Flooring: Carpet,Tile,Vinyl

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,989
  • Total interior livable area: 1,989 sqft

Kitchen

  • Features: Built-in Closet
  • Level: First

Laundry

  • Features: Built-in Closet
  • Level: First

Living Room

  • Features: Storage Closet
  • Level: First

Primary Bathroom

  • Level: First

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First

Property

Details

  • Parcel number: R1622318136300000530
  • Zoning: RES
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: In Ground,Salt Water,Screen Enclosure
  • Exterior features: Irrigation System,Lighting,Private Mailbox,Rain Gutters

Lot

  • Lot size: 0.58 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Inland Flooding
Lightning
Tornado
Heat Wave
Strong Wind
Tsunami

FEMA Declared Disasters in Hernando County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,199$26,388
Home Insurance *$226$2,712
Property Taxes $598$7,176
Electricity $200$2,402
Total$3,223$38,676
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$110,502/yr
40% on housing$96,690/yr
45% on housing$85,946/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.1%
4.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$219This listing

vs Other Active Listings

Avg $/sqft

ZIP 34609$158
Hernando County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 34609$178
Hernando County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-13Price change$434,900
2026-05-27Listed for sale$424,900
2025-08-25Listing removed$430,000
2025-08-15Listed for sale$430,000
2025-08-06Listing removed$437,500
2025-07-17Price change$437,500
2025-06-25Price change$440,000
2025-05-19Price change$445,000
2025-05-08Price change$450,000
2025-04-30Listed for sale$458,000
2025-04-26Pending sale$458,000
2025-04-21Listed for sale$458,000
2024-07-11Listing removed$448,000
2024-04-11Price change$430,000
2024-04-04Listed for sale$440,000
2024-03-12Listing removed--
2024-03-05Price change$448,000
2024-01-13Listed for sale$450,000
2022-06-16Sold$415,000
2022-03-22Listed for sale$398,900

For Sale by Agent

AgentCheyenne Copeland
BrokerageHAVEN PROPERTY GROUP LLC

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