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13086 Sigmund St, Spring Hill, FL, 34609

3beds
3baths
2,624sqft
$494,000
$188price/sqft
$3,625/moest. monthly cost
$145,000/yrincome needed

About This Home

A PLANTATION ESTATES Majestic Home sitting high and dry on its own Hill with a yard that feels like a park. .60 of an Acre which is the perfect size; too Big, Not Too Small,....but just right. NICE LONG DRIVEWAY with a 3 CAR GARAGE. Home Boasts 3 Bedrooms and 3 FULL BATHROOMS Split Plan. TONS OF WINDOWS BRINGING IN NATURAL LIGHT! NEW ROOF in 2024~ Beautiful Laminate floors in the Living, Dining and Den....Kitchen, Laundry, and Bathroom Floors are tile, Bedrooms are carpeting. All of the Showers are Stand up & Walk-In with Gorgeous tile. This home is super clean and is very well kept. Kitchen is in the center of the home and is Open with plenty of specialist cabinetry Granite Counter Tops and sure of hold all of your kitchen tools. A Flex Room in the back of the home leading off from the Kitchen has a Wood Burning Fireplace and pocket doors.... close it off for privacy or make that room your main focal point for entertaining and enjoying life. Primary Bedroom has sliding glass doors that lead onto the lanai. Primary Bedroom has His & Hers Closets. Main closet has an Enormous Closet. One of the bedrooms has a very convenient Murphy Bed to pull down for guest visits. Tall 8 Foot doors throughout the home which makes the home feel Tall and Lovely. This home is in an ideal location that is close to the Suncoast Expressway (589), State Rd 50 and all the main corridors of Spring Hill. Home is in Planation Estates which is a Pristine Subdivision with many beautiful homes on larger lots. HOA is Super Low at under a 200.00 Per year. Don't miss out in seeing this beautiful home! This home is in a very desirable neighborhood where homes rarely up for sale. Come out and see this home today!

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

4/10
5/10
Powell Middle SchoolGrades 6-81.5 mi
3/10
Central High SchoolGrades 9-125.8 mi

Construction

Condition

  • Year built: 2002

Materials

  • Roof: Shingle
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Cooktop,Electric Oven,Electric Range,Electric Water Heater,Microwave,Refrigerator,Washer
  • Laundry features: Electric Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Breakfast Bar,Breakfast Nook,Butler Pantry,Ceiling Fan(s),Kitchen Island,Open Floorplan,Pantry,Split Bedrooms,Vaulted Ceiling(s),Walk-In Closet(s),Split Plan
  • Flooring: Carpet
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,624
  • Total interior livable area: 2,624 sqft

Property

Accessibility

  • Accessibility features: Accessible Bedroom,Accessible Central Living Area,Accessible Closets,Accessible Common Area,Accessible Doors,Accessible Entrance,Accessible Full Bath,Accessible Hallway(s),Accessible Kitchen,Accessible Washer/Dryer,Central Living Area,Common Area

Details

  • Parcel number: R16 223 18 3039 0000 0120
  • Zoning: Other
  • Zoning description: Other
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio,Porch,Rear Porch,Screened

Lot

  • Lot size: 0.60 Acres
  • Features: Other

Parking

  • Total spaces: 3
  • Parking features: Additional Parking,Attached,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Inland Flooding
Lightning
Tornado
Heat Wave
Strong Wind
Tsunami

FEMA Declared Disasters in Hernando County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,497$29,964
Home Insurance *$257$3,084
Property Taxes $607$7,284
Electricity $264$3,168
Total$3,625$43,500
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$124,285/yr
40% on housing$108,750/yr
45% on housing$96,666/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.1%
4.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$188This listing

vs Other Active Listings

Avg $/sqft

ZIP 34609$158
Hernando County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 34609$178
Hernando County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-15Listed for sale$494,000
2024-09-27Listing removed$539,000
2024-09-03Listed for sale$539,000
2008-01-15Sold$269,000
2004-10-28Sold$294,000

For Sale by Agent

AgentColleen M O'Neill
BrokerageGold Star Realty Group Inc.

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