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20 Wilcox St #316, Castle Rock, CO, 80104

1beds
1baths
924sqft
$433,500
$469price/sqft
$2,804/moest. monthly cost
$112,160/yrincome needed

About This Home

Modern luxury meets effortless living in the heart of Castle Rock! Welcome to Unit 316 at The Encore at Castle Rock, where style, convenience, and walkability come together in one of downtown Castle Rock’s most desirable communities. Designed for easy, low-maintenance living, this open-concept condo features luxury vinyl plank flooring, quartz countertops, sleek cabinetry, stainless steel appliances, a spacious pantry, breakfast bar, and a private balcony—perfect for relaxing on Colorado evenings. The spacious primary suite offers oversized windows with downtown views, a full bath, and a generous walk-in closet. Smart-home upgrades include Google Home integration, Nest thermostat, keyless entry, and access to EV charging stations in the community garage. A standout convenience feature: 2 deeded parking spaces located on the same level as the unit, making everyday access seamless and elevator-free. A dedicated in-unit laundry room with full-size washer and dryer provides added functionality and extra storage. Life at The Encore is centered around lifestyle, with amenities including a rooftop pool, hot tub and spa, fitness center, golf and soccer simulators, club room, firepit lounges, pet spa, dog park, and secure mailroom with parcel lockers. Step outside and enjoy the best of downtown Castle Rock—local restaurants, boutiques, coffee shops, and beloved community traditions like the Star Lighting, Ducky Derby, trolley rides, and holiday carriage events. You don't want to miss out on all that Downtown Castle Rock living has to offer!

Getting Around

73
WalkingVery Walkable
0
TransitVery Limited Transit
75
BikeVery Bikeable

Schools

5/10
Mesa Middle SchoolGrades 6-83.4 mi
7/10

Construction

Condition

  • Property condition: Existing Home
  • Year built: 2021

Materials

  • Foundation: Not Applicable
  • Roof: Other
  • Construction materials: Other,Concrete

Type & Style

  • Home type: Condo
  • Architectural style: Ranch
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Oven,Range,Refrigerator,Washer
  • Laundry features: Main Level

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Carpet,Luxury Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 924

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 924
  • Total interior livable area: 924 sqft

Other

  • Level: Main
  • Area: 144

Property

Details

  • Attached to another structure: Yes

Features

  • Entry location: Third Floor
  • Patio & porch: Covered
  • Has view: Yes
  • View description: City

Lot

  • Lot size: 2.07 Acres
  • Features: Level,See Remarks,Hiking Trail,Near Fire Station,Near Hospital,Near Park,Near Public Transit,Near Schools,Near Shopping Center

Parking

  • Total spaces: 2
  • Parking features: Assigned,Even with Main Level,Garage Amenities (Other),See Remarks
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Hail
    HailRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Hail
Winter Weather
Strong Wind
Tornado
Wildfire

FEMA Declared Disasters Across Colorado Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,192$26,304
Home Insurance *$221$2,652
Property Taxes $205$2,460
Electricity $186$2,232
Total$2,804$33,648
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$96,137/yr
40% on housing$84,120/yr
45% on housing$74,773/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.0%
15.0%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$469This listing

vs Other Active Listings

Avg $/sqft

ZIP 80104$218
Douglas County$245

vs Homes Sold Last Month

Median $/sqft

ZIP 80104$209
Douglas County$230

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Listed for sale$485,000
2026-04-15Listing removed$2,300
2026-04-01Price change$2,300
2026-01-26Listed for rent$2,500
2025-05-09Listing removed$2,500
2025-03-04Listed for rent$2,500

For Sale by Agent

AgentLatonya Paddock
BrokerageNew Padd Group Colorado Realty

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